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apricot1964
Starting Member



United Kingdom
3 Posts

Posted - 12 January 2009 :  07:40:47  Show Profile  Visit apricot1964's Homepage  Reply with Quote
Hi All

My wife and I will be declaring ourselves bankrupt within the next few days. I would appreciate some feedback on our current situation:

Suspended re-possession order on house - lender has asked court for eviction date. Currently using a pre-payment meter for electricity to collect arrears of circa £3,000 following very long period of estimated bills.

Assuming I can obtain alternative rented accommodation with the help of my wife's family putting up deposits/actng as guarantors what is the situation with the electricity arrears? Can they be included as part of the bankruptcy and will this create difficulties in obtaining an electricity supply for new residence?

All seems very scary at the moment.

Thanks


Apricot

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 12 January 2009 :  08:42:20  Show Profile  Reply with Quote
Hi Apricot and welcome

As far as i can see yes the debt should be included in your bankruptcy.

If you do have them included and you move then you may want to go to another supplier as it may make it harder to get an account with them and they may impose other T&C's.

Best of luck and keep on posting


Jo
x


Needafriend says:

Just always remember one thing, Your not alone, your not the first and you wont be the last.



23 Weeks down


29 to go




For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)


http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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apricot1964
Starting Member



United Kingdom
3 Posts

Posted - 14 January 2009 :  19:05:18  Show Profile  Visit apricot1964's Homepage  Reply with Quote
Thnks for your assistance - much appreciated.
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 14 January 2009 :  19:09:30  Show Profile  Reply with Quote
Your welcome glad i could help you

Jo
x


Needafriend says:

Just always remember one thing, Your not alone, your not the first and you wont be the last.



23 Weeks down


29 to go




For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)


http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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b199
Starting Member



17 Posts

Posted - 14 January 2009 :  19:48:59  Show Profile  Visit b199's Homepage  Reply with Quote
hi you can on a electric bill i done it years ago when we went br that bill was for for 2,000 due to a estimated bill , but you may find that you have to stay on a prepayment meter good luck

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