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joella68
Junior Member
United Kingdom
280 Posts |
 Posted - 12 January 2009 : 11:17:51
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 hi all,
firstly thankyou for your kind messages of support 
well we arrived at court at 8.30, wanted to be nice and early !
we got to see the bankruptcy clerk at 9am what a lovely lady, put us totally at ease, and didnt make us feel crap in any way she went through our SOA to make sure all was in order, that was all fine, then we had to swear our oath, and pay the money  then we went off for a cuppa whilst waiting to be called, they were late in calling us but then we were taken in to see the judge, he asked us to sit down, then said " i just need to check that everyting in the forms was correct regarding our assets " to which we nodded in agreement, he then said " petition granted " and that was it !!!! must hae taken all of 20 seconds  then we went back to the clerk where she then gave us all or official documents and told us the OR will call us later today and if we needed any further help to call them anytime ..............how easy was that
i hope this reassures anyone else about to embark on bankruptcy
jo |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 12 January 2009 : 11:20:32
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Hey Jo
Im sooooo pleased it went so well for you - what a good start to the week.
Enjoy the rest of your day
Jenny
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 12 January 2009 : 11:20:42
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Jo
I want to say a very big CONGRATULATIONS & WELL DONE.
Glad it went so well, enjoy the start of your new life.
LOL
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
23 Weeks down
29 to go
For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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janni-jan
Starting Member
United Kingdom
18 Posts |
Posted - 12 January 2009 : 11:28:42
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thats very reassuring! we are going to court at 11'0'clock tomorrow, I'll feel a lot better at 1'0'clock I'm sure!
Janni-Jan |
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joella68
Junior Member
United Kingdom
280 Posts |
Posted - 12 January 2009 : 11:29:04
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awwwww thanks guys.........just need get the OR bit out of the way now :-(
jo
moving forward to new beginnings |
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givemestrength
Junior Member
United Kingdom
141 Posts |
Posted - 12 January 2009 : 11:41:39
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| hi, sigh of relief from me , it sounds not to bad. just have to convince hubby its not so bad! |
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janni-jan
Starting Member
United Kingdom
18 Posts |
Posted - 12 January 2009 : 11:43:49
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I think youve done the hard bit Jo!
Janni-Jan |
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leakie
Junior Member
United Kingdom
158 Posts |
Posted - 12 January 2009 : 11:57:33
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Well done Joella 68,
The Weight is starting to lift now, It's a great feeling being Debt free.
All the best
Leakie |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 12 January 2009 : 12:46:28
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Congratulations Joella!
Hope it all goes well with the OR! |
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worried
Starting Member
27 Posts |
Posted - 12 January 2009 : 14:48:50
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hi there... well done today! glad it went well for you...
had my interview with OR today which also went well.. he was such a nice young lad, very reassuring and calm.. made me a nice cuppa when i got there. Was only there for just over an hour and all the things i worried about he didn't even mention! he asked me alot about why i carried on using cards / loans etc when my earnings were getting less etc, and i just said i thought we would be able to pay them back in the future.
He makes up a report for you to sign and then sends it off up to london to be looked at. He said he thinks i will probably get BRU / BRO for "continuing to spend on cards etc with no reasonable means of paying it back" but he said it shouldn'e be a long bro/bru.
Just so relieved to get the interview out of the way - i cried at every question but only because i was so worried about it all. In the end his report made my bankruptcy sound very straightforward and factual.
The chap was so friendly though.. kept asking if i needed a break and had a big box of tissues which was great!!! he was even going to let my 2 year old come with me to the interview but luckily i got a childminder!
i spent most of the time looking out the window whilst he put my long and confusing answers into short factual statments on the report!
anyway - good luck for the rest of your BR.. well done for today. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 12 January 2009 : 14:52:56
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Oh Worried
Thats great news another hurdle now well and truely out the way.
Now go and enjoy the rest of your debtfree life.
LOL as always your Needafriend
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
23 Weeks down
29 to go
For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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joella68
Junior Member
United Kingdom
280 Posts |
Posted - 12 January 2009 : 16:13:07
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oh worried i bet you are soooo relieved now, im with you i would of been sh**ing myself too, im really glad that they dealt with you so well.......onwards and uoards now ;-)
jo
moving forward to new beginnings |
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sleeplessnights
Junior Member
United Kingdom
256 Posts |
Posted - 12 January 2009 : 18:48:55
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| well done ! |
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ITS OFFICIAL........IM NOW BANKRUPT !!!
