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j832
Starting Member
3 Posts |
 Posted - 17 January 2009 : 10:25:39
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basically im a new student, when i turned 18 i took advantage of the credit being offered to me. now im away from home, without a job at the minute as i am currently suffering from pretty bad ibs,being sick at least 5 times a day and i am unable to work, and onli my student loan, with 300 a month to survive on, plus the odd 20 from my parents.
the debt is from 6 creditors, one being a bank who closed my account due to me having gone over my overdraft limit, due to direct debits from the creditors, and i have received correspondence from a law firm.
they are demanding 700pound now
one is from dell for 800 pound
one is from paypal for 800
one is a credit card for 250
the last two are from cautologes in the amount of 1000, all approx equalling roughly 3500, not the 2500 i earlier stipulated. i don't know what debt help is available to me and i am seriously considering bankruptcy as it is my only option i know of.
if anyone can help me by telling me who to contact or what to do next it will be greatly appreciated |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 17 January 2009 : 11:18:26
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Hi i think i answered this in your other post
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
23 Weeks down
29 to go
For more info on how i have come through bankruptcy and for links to help with filling out the forms, I&E, Car Valuations, etc, etc, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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basically im a new student, when i turned 18
