Allthough I have informed my IVA company in advance that I would be retiring at 60, (ill health ) and filing for BR. And sent three letters since, in reply to their demands. Also I have asked for all comunication in writing. My letters have been ignored, they have said I am ignoring their letters. Not true. and keep phoning me. I am about to send them another letter. My letters have been addressed to the correct people and have my ref number on each letter. not sure what else I can do at the moment. I believe I need to ask them for a Certificate of failure, is this correct. Carol
It does seem to take a long time for some IVA companies to initiate failure proceedings. Keep on them! I would sugegst you'll be waiting some time for a Certificate of Failure, but a letter from them confirming the IVA has now failed will suffice. Without this, the court will turn you away.
Julian Donnelly Spokesperson for www.Bankruptcyhelp.org.uk Don't forget the helpline on 0800 078 9367
Thank you Julian, You are being a great help to me, and giving me the confidence to procede. I do find it a worrying and a bit scary experience. I have been honest and have informed the IVA company of my situation and intentions in advance. I am on my own and do not have any people around me for support. So thank you again
Edited by - bennieblueeyes on 20 January 2009 09:31:09
Allthough I have informed IVA company in advance
Posted - 19 January 2009 : 15:49:28
