i am thinking of goin br soon as i owe over 22000 and am currently out of work and living in a privet rented house with my partner and 2 kids my partner works 16 hours per week and gats tax credits aswell. we are currently paying our debt of a low rates ie a few pound aweek but now it coming to the stage where we carnt afford em my question is i am the one goin bankrupt but we have a car with welcome finance been paying full monthly amount since aug 2007 but when we got the car we got it in both our names so would i be able to include that in my br as i think we would be better of without the car