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 Rental address - linked with bankruptcy?
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baxi
New Member



United Kingdom
66 Posts

Posted - 22 January 2009 :  20:27:05  Show Profile  Reply with Quote

Hi everyone,

I'm moving into a rented property next week and will be declaring BR march/april time.

The landlord doesn't know, but i am going to tell him closer to the time. However i'm worried that when i declare BR it will be flagged against his property and this may make him angry or decide to terminate my tenancy.

Does anyone know anything about this?

Thanks.

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 22 January 2009 :  20:52:35  Show Profile  Reply with Quote
Hi Br is not flagged on properties - people used to call them blacklisted. Instead they are now against an individual only.

If you have a partner they may want to be financially dissasociated so ot doesn't effect their credit file

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK

Real People ..... Real Debt Solutions
www.revivauk.com
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 23 January 2009 :  12:56:10  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Paul,

There is no such thing (nor has there ever been) a "blacklist" ... this is an urban myth.

The way the credit reference agencies operate is to link financial information to surnames AND addresses.

Good point about financial disassociation.

Baxi - The landlord will be written to by the OR. As long as you have an AST in place (proper tennancy agreement) and are making your rental payments on time every month, there is nothing your landlord can do about it. Do check through your AST as it is not uncommon for some landlords to slip in a clause regarding BR.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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