| Author |
 Topic  |
|
|
got there
Junior Member
United Kingdom
461 Posts |
 Posted - 03 February 2009 : 16:58:03
|
I cant believe it to be honest, I wanted to ask about the handing back of the keys etc and whether the OR office need any details of dates etc.
She said no it was okay to hand back the keys but just forward any letters regarding the shortfall if/when in however months time to her. She just wanted me to email her my new address after the move, and said she wouldnt bother with a new I&E until the one just prior to discharge, I said my discharge wouldnt be until October. She advised me that I would be discharged June/July time. Happy summer holidays.
I really cant stress enough to people are just going thru the process that it is not as scary as you think. The examiners are only human and not monsters, as are court staff and judges.
I wished i had done this years ago it would have prevented a whole load of sleepless nights and weight loss (didnt mind that thou) lol.
Good luck to everyone who is in court or has their interviews soon.
Take care
GT X |
|
|
Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 03 February 2009 : 17:49:28
|
so glad you had such a positive experience - they are only human after all - and really do, only want to help... really happy things are on the up and up for you, your lightbulb at the end of the tunnel is well and truley lit..keep it shining things can only get better for you from her on in, excuse the platitudes but it is true
Mel
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
01446 711780 |
 |
|
|
got there
Junior Member
United Kingdom
461 Posts |
Posted - 03 February 2009 : 18:04:07
|
Yes thanks Mel and yes they are soo true, my IVA failed in June/July 08 after 4mths into it due to relationship breakdown, but we are now giving it another go. I feel much more positive now. I did thou think it was the end of the world last June/July what a difference a year makes.
and melanie over on the IVA forum helped me thru those dark months emmensely but bit the bullett after finding this forum.
|
|
|
|
Almost there
Junior Member
United Kingdom
288 Posts |
Posted - 03 February 2009 : 18:11:33
|
That is certainly an uplifting message, I hope that I feel the same way when I have my interview. I am really feeling stressed up now, and absolutely dreading it, I have not heard anything from the OR as yet and I went BR last Thursday, it is sinking in now and I feel like a complete failure and feel I should have done better than to get into so much debt.
Sorry to jump in on this thread like this.
Sandie |
|
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 03 February 2009 : 18:39:04
|
Sandie, please don't feel that you're a failure. Most of us can think that there was something different we could have done, but we've done what we thought was best at the time.
You will get through this. I've come out of it a stronger person and you will as well x
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
|
|
|
movin on
Average Member
United Kingdom
946 Posts |
Posted - 03 February 2009 : 22:02:39
|
Hey got there
This is the 2nd positive message on the forum today and its great to hear stories like this.
I can only second what all the others have said.
Jenny
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
|
|
| |
Topic |
|
I have a lovely case officer/examiner..
