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 Mom cannot open Current Account
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debtrider
Junior Member

494 Posts

Posted - 06 February 2009 :  14:55:56  Show Profile  Reply with Quote
Hi

My mom as just tried to open a current bank account with the co op bank and it as been rejected.

Although I went bankrupt in October 08 my mom is not in any debt and and has is not late with any payments etc.

The only thing I can think of is that me and my mom had a joint bank account prior to my bankrupcty which was closed, could that be the reason why her application has been rejected.

Why should my mom be penalised for not being in debt.

What should I do?

debtrider

Mr.E.Guest
Junior Member



United Kingdom
121 Posts

Posted - 06 February 2009 :  14:59:22  Show Profile  Reply with Quote
Hiya,

Maybe you need to contact Experian etc to request that you and your mum are disassociated on their files as I'm guessing that you are currentley linked due to the old joint account - hence the refusal for credit...

Hope this helps and that you get a few more posts in reply.

Cheers

Tim


What doesn't kill you makes you stronger (I hope ;-)
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 06 February 2009 :  16:42:05  Show Profile  Reply with Quote
I agree with Tim. It would be worth your mum checking her credit files with Equifax, Experian and Callcredit. If she is linked to you she will be able to file a notice of disassociation with the 3 agencies.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

20 IPA payments made, 16 to go - on the home straight!
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