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pigsick
Starting Member
27 Posts |
 Posted - 09 February 2009 : 20:37:29
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I have filled out my BR forms and have them here, rang the court today and i am off on Thursday to give them over. My question is does that mean i will be bankrupt on Thursday, and do i need to take any other kind of paperwork with me to hand over. i.e. letters from creditors etc.
Sorry i know this sounds a silly question, but all of this is driving me crazey
Thanks for any help you can give me |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 09 February 2009 : 20:44:40
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Hi and welcome.
If you have your appointment at court on Thursday, then yes, you will be bankrupt on Thursday.
You will need your forms, plus the court fee. Not sure about any other paperwork. One of the experts will be along to answer that one.
The glimmer gets brighter all the time
Jan
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 09 February 2009 : 21:00:17
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Hey Pigsick and welcome to the forum
As Kallis has said you will need your fee in cash and your petition and soa (i had to have 3 copies, so it may be best to check that first otherwise the court would of chragred £15 per copy!!)
You will be made BR on Thursday and it will be so much better than you are probably imagining at present.
Good luck and please let us know how you get on
Hindsight is a wonderful thing
Jenny
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pigsick
Starting Member
27 Posts |
Posted - 09 February 2009 : 21:03:02
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Hi
Thanks for that, i thought i would be just handing the forms in and going back on a different day to be made br, its a bit scary. havent slept for the last few nights, i presume that means i wont be able to use my bank account after that. oh lord |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 09 February 2009 : 21:09:59
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Your account may get frozen a few days after br, however if you are not in debt to the bank and have a very basic account then the Official Receiver may well write to the bank to say they are not interested in the account and not to freeze it. Please note it is the banks who freeze/close your account not the OR as alot of people think.
If you need to open a new account it may be worth giving the coop a telephone call or call in to your local branch the day you declare br. The Cashminder is a great account to have - you are allowed so/dd's and also get online banking facilities as well as a visa electron card.
Take care and please keep posting
Hindsight is a wonderful thing
Jenny
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pigsick
Starting Member
27 Posts |
Posted - 09 February 2009 : 21:24:17
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Thanks for letting me know that, one question if you dont mind me asking, how do the bank know, i might not be allowed to ask this question and please accept my apologies, would i be better taking my money out of the account before thursday, so i have something to live on.
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 09 February 2009 : 21:42:30
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Yes i would say take the money out of your account prior to thursday as you need to pay your bills. The Official Receiver will be fine with this - as long as your not going to be tucking hundreds away 
They will find out through the london gazette advert and through the official receivers office, when they write to them.
Hindsight is a wonderful thing
Jenny
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pigsick
Starting Member
27 Posts |
Posted - 09 February 2009 : 21:46:56
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| thanks, again apologies if i offended anybody, but one thing i have learnt, the only person who looks after you is yourself. Well off to walk the dogs, i will definitley be intouch again. Regards to all this is a great web site wish i had found it about 6 months ago. |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 09 February 2009 : 21:55:10
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You have not offended anybody and noone will judge you - no matter how bad you think things are, we will be here ready and waiting.
Hope you get wrapped up its freezing out there.
Hindsight is a wonderful thing
Jenny
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 10 February 2009 : 08:24:11
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Good Luck for Thursday - if we can help in any way between now and then in answering any concerns or worries you may have - post away, we are all here too help in any way we can
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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Can Anybody Help Me.
