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 bankruptcy postbag for march
 can i still rent a flat to live in while bankrupt
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andrew.dc
Junior Member

170 Posts

Posted - 16 March 2008 :  21:48:02  Show Profile  Reply with Quote
can i still rent a flat to live in while bankrupt

Carl McMullen
Junior Member



192 Posts

Posted - 16 March 2008 :  22:42:57  Show Profile  Reply with Quote
There is nothing stopping you from renting whilst bankrupt.

However if you go through a rental company they may credit check you and could refuse your application. One way around this is to be upfront with them, they may ask you for a bigger deposit (perhaps three months rent) or they may be happy if you have a guarantor, normally a home owner.

You will find the people who advertise in your local classified add's will not credit check, so maybe worth going with one of them.
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 16 March 2008 :  22:47:15  Show Profile  Reply with Quote
Hi andrew.dc and welcome to the forum

Carl is absolutely right. There is nothing to stop you renting while in Br, however you just need to ensure understand he credit check situation.

As Carl suggests you will either need a larger security deposit ( actually paying X months upfront) or find a landlord who is only interested that they get paid on time

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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chris.g
Junior Member



United Kingdom
211 Posts

Posted - 17 March 2008 :  07:30:10  Show Profile  Reply with Quote
Try letting from the landlord direct if possible. Our l/lord was ok from the start and never asked for more than the bond(1mth rent) and the month in advance.
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Helpful Advice
Average Member



United Kingdom
646 Posts

Posted - 17 March 2008 :  15:26:46  Show Profile  Visit Helpful Advice's Homepage  Reply with Quote
Hi Andrew,

I agree with what Chris.g has to say it is always easier to rent from a landlord direct, but as Paul says the letting agents won't rule you out altogther, but may require a higher deposit and more than one rent upfront.

View my Blogs at:

http://HelpfulAdvice.blogs.bankruptcyhelp.org.uk/

Bankruptcy Specialist

England,Jackman & Spacey

WebSite www.ejands.co.uk
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