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 Forum Questions
 hi, will i be frowned upon for not attempting IVA
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givemestrength
Junior Member



United Kingdom
141 Posts

Posted - 13 February 2009 :  14:13:57  Show Profile  Reply with Quote
hi, will i be frowned upon for not attempting an IVA or anything before BR we dont have any disposable income and our personal debt is high (£75.000) I will feel embarrassed when asked if id made any attempt to repay and i haven't,i was using the credit to pay credit, thanks v much.

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 13 February 2009 :  14:20:49  Show Profile  Reply with Quote
Not at all. Not everyone is suitable for an IVA for whatever reason. You should be fine.

Don't worry, we've all used credit to pay credit!

The glimmer gets brighter all the time

Jan
xx
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 15 February 2009 :  15:26:59  Show Profile  Reply with Quote
As Jan says not everyone is suitable for an IVA. I tried one and it didn't work, and none of the money I'd paid went towards my debts so no-one gained from me trying it.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

20 IPA payments made, 16 to go - on the home straight!
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 16 February 2009 :  01:12:11  Show Profile  Reply with Quote
The fact that you have has support and many questions answered from the forum is good.

This clearly demonstrates that you have looked into the matter carefully and are sure that this is the right solution.

If you have no disposable income you are definately not getting an IVA and the OR will clearly see this.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com

Real People ..... Real Debt Solutions
www.revivauk.com
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