hi i declared bankrupcy in 2006 whilst suffering from dementia/alzhimers i have debts of £37,000 on cedit cards i have medical records showing i suffer from dementia and was suffering from it at the time of my bankrupcy and still do today i was never told the implications of bankrupcy or its implications on my family i also never told my ex wife of my bankrupcy as i have been divorced for several years i told her that she can keep the house and i would take my name off the mortgage deeds i have been told from the mortgage lenders that i applied for this to be done but never completed the final paperwork again due to my mental health problems my exwife has keept up the motgage repayments for several years but has had a letter from the official reciver saying he know owns the property and intends to sell it leaving my ex wife homeless i know find myself living on benefits and shelted houseing can this bankrupcy be stopped due to the fact that i am sufferng from dementia/alzhimers and have medical evidence that i was suffering from this at the time i made my petition for bankrupcy and did not understand all the implications and would say yes to anything due to my mental health
I apologise that the only advice I can give you is for both you and your ex wife to seek some specialist advice either contact your local Citizens Advice Bureau, or similar free advice service and fully explain the circumstances to them. Your ex wife would probably benefit from seeking advice from a solicitor who specialises in Insolvency Law but these can be expensive, in the first instance seek out the CAB they will know of local leagal teams who offer free advice. Sorry I could not be of further help
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles
thanks melanie i have tried citizens advice they said it was too complicated for them i have tried solicitors whom think the bankrupcy i filed is wrong but due not take legal aid cases due to my mental health i live on benefits and cannot afford the high fees they require the offical reciver does not want to know either and carries on regardless even though i have proof i was suffering from mental health problems when i filed for bankrupcy and have told him this but still he carries on with the bankrupcy surely any judge could see the bankrupcy should not have petitioned without proper advice but it seems judges are inexcesable
hi i declared bankrupcy in 2006
Posted - 18 February 2009 : 10:15:23
