Author |
Topic  |
|
HELP BR
Starting Member
34 Posts |
Posted - 20 February 2009 : 14:41:27
|
Hi I went BR on the 10th Jan but would like to disassociate myself from my parents address – how do you do this?
Also I have my interview with the OR mid Jan but have not received information on how/when to make my monthly payments – how long does this normally take?
|
|
Melanie.n
forum expert
   

United Kingdom
1282 Posts |
Posted - 20 February 2009 : 14:55:44
|
get your paarents to apply to the 3 main credit refernce agencies and you will see on their respective websites how to post of notice as disassociation - I did this when my husband and i split up, so can confirm it works
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles
|
 |
|
HELP BR
Starting Member
34 Posts |
Posted - 20 February 2009 : 14:57:14
|
Who are teh 3 agencies? Is there a charge? |
 |
|
Melanie.n
forum expert
   

United Kingdom
1282 Posts |
Posted - 20 February 2009 : 15:02:07
|
Equifax & Experian are the two main ones off the top of my head I cannot recall the other but I did just these 2 sorry but I cannot recall a fee, I don't think so or I'd remember
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles
|
 |
|
HELP BR
Starting Member
34 Posts |
Posted - 20 February 2009 : 15:06:25
|
Great thanks very much Melaine x |
 |
|
Skippy
forum expert
    

United Kingdom
3290 Posts |
Posted - 21 February 2009 : 15:27:19
|
The other one is Callcredit. If your parents want to look at a copy of their credit files they can do so for £2 per agency.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
 |
|
HELP BR
Starting Member
34 Posts |
Posted - 23 February 2009 : 09:54:12
|
Thanks very much Skippy! My mum applied for a credit card and got declined so need to get it done asap |
 |
|
HELP BR
Starting Member
34 Posts |
Posted - 23 February 2009 : 10:03:18
|
Skippy - did you write to the agencies? Was there a charge? |
 |
|
Skippy
forum expert
    

United Kingdom
3290 Posts |
Posted - 23 February 2009 : 10:19:19
|
I didn't have to as my OH has had no problems getting credit - a completely new mortgage and a credit card.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
 |
|
|
Topic  |
|