HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 New Questions
 Forum Questions
 Disassociation of Address
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

HELP BR
Starting Member

34 Posts

Posted - 20 February 2009 :  14:41:27  Show Profile  Reply with Quote
Hi
I went BR on the 10th Jan but would like to disassociate myself from my parents address – how do you do this?

Also I have my interview with the OR mid Jan but have not received information on how/when to make my monthly payments – how long does this normally take?

Melanie.n
forum expert



United Kingdom
1282 Posts

Posted - 20 February 2009 :  14:55:44  Show Profile  Reply with Quote
get your paarents to apply to the 3 main credit refernce agencies and you will see on their respective websites how to post of notice as disassociation - I did this when my husband and i split up, so can confirm it works

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
Go to Top of Page

HELP BR
Starting Member

34 Posts

Posted - 20 February 2009 :  14:57:14  Show Profile  Reply with Quote
Who are teh 3 agencies? Is there a charge?
Go to Top of Page

Melanie.n
forum expert



United Kingdom
1282 Posts

Posted - 20 February 2009 :  15:02:07  Show Profile  Reply with Quote
Equifax & Experian are the two main ones off the top of my head I cannot recall the other but I did just these 2 sorry but I cannot recall a fee, I don't think so or I'd remember

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
Go to Top of Page

HELP BR
Starting Member

34 Posts

Posted - 20 February 2009 :  15:06:25  Show Profile  Reply with Quote
Great thanks very much Melaine x
Go to Top of Page

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 21 February 2009 :  15:27:19  Show Profile  Reply with Quote
The other one is Callcredit. If your parents want to look at a copy of their credit files they can do so for £2 per agency.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

20 IPA payments made, 16 to go - on the home straight!
Go to Top of Page

HELP BR
Starting Member

34 Posts

Posted - 23 February 2009 :  09:54:12  Show Profile  Reply with Quote
Thanks very much Skippy! My mum applied for a credit card and got declined so need to get it done asap
Go to Top of Page

HELP BR
Starting Member

34 Posts

Posted - 23 February 2009 :  10:03:18  Show Profile  Reply with Quote
Skippy - did you write to the agencies? Was there a charge?
Go to Top of Page

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 23 February 2009 :  10:19:19  Show Profile  Reply with Quote
I didn't have to as my OH has had no problems getting credit - a completely new mortgage and a credit card.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

20 IPA payments made, 16 to go - on the home straight!
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06