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lyn williams
Starting Member
United Kingdom
3 Posts |
 Posted - 25 February 2009 : 09:14:04
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| Hi,i,m desperatly in need of help filling in my form,i,m stuck on question 7,outgoings.Are they wanting to know my contributions to the household,or the full amount that has to be paid monthly,also,does my boyfriends home (that he has a mortgage on,and is where i live)have to be put down as me having an interest in.He had the house before i moved in,and its just me that is thinking of going bankrupt.thanks for any help,i,m sorry, i,m not very good on the computer. |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 25 February 2009 : 09:32:13
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The best way to do this is put full running costs of the home, state your income then state your personal living arrangements that you live in a property owned by your partner, purchased before you met him etc.
Or you can list your income his income work out your share of the income and split all household costs accordingly - there is no right or wrong way to do the form, the OR just wants to see your income and outgoings as long as everything is listed you shold have no problems
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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lyn williams
Starting Member
United Kingdom
3 Posts |
Posted - 28 February 2009 : 17:29:10
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Thank you so much Melanie for you quick reply,i feel so much better having read your advice,i was begining to think that i was thick and stupid,not understanding exactly what i had to put down.You have certainly put my mind at rest,i,ve had enough of sleepless nights,and will be going to hand in my forms on wednesday 4th march,the day my life takes on some normality,i hope.Again,thank you so much Melanie.
L Williams |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 28 February 2009 : 18:02:47
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No worries thats what i am here for, but i must admit, it is nice when someone says thank you, so thanks to you too!
All the very best for Wednesday, remember not to sign the forms until you are with the court clerk, and to take 3 copies with you. If you have any last minute nerves, you know where i am. All the best, and remember it will not be anywhere near as bad as you imagine.
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 February 2009 : 18:19:55
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Good luck for Wednesday from me as well x
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
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lyn williams
Starting Member
United Kingdom
3 Posts |
Posted - 04 March 2009 : 23:41:26
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Hi Melanie,just thought i would let you know that today went really well,as you said,it was no where near as bad as i thought it would be.Knowing you were there as a support gave me the confidence to not get upset,and not feel a failure. I,m looking forward to my first worry free nights sleep in ages,and hope that my talk/meeting with the OR will be soon. Goodnight Melanie,and many thanks X
L Williams |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 05 March 2009 : 15:39:33
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Oh Lyn how kind of you to comeforward with thanks, you are most welcome - I am just happy that everything went okay for you, as it does for most people, but it is something that everyone going through the process worries about big time. only to discover that it was just as everyone said. That aside, thanks for letting me know how it went, and here's to a debt free future, hope you had a good nights sleep!
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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desperatly need help filling in forum
