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barbra
Starting Member
4 Posts |
 Posted - 25 February 2009 : 10:41:55
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| the train is now at full steam!!ddf has now said we will know in three weeks what is going to happen i.e creditors,i here about our bank accounts being frozen,if i go with the co op,can they not freeze that account too??? |
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John
New Member
United Kingdom
73 Posts |
Posted - 25 February 2009 : 10:57:34
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Hi
the OR does not freeze any accounts, the banks do.
If you explain your situation to the Co-op when you make the account application they will not freeze it either.
John White
England Jackman & Spacey |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 25 February 2009 : 11:43:24
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As long as you don't live in Brighton you'll be ok - the OR in Brighton closes all accounts, including the Co-op Cashminder, and you then need to re-open the account.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
20 IPA payments made, 16 to go - on the home straight! |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 25 February 2009 : 12:19:39
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to be honest with you my advice to clients is to open a new account prior to the bankruptcy for pay purposes etc such as the co-op, when completeing the forms do not include this account as the forms are for creditors ie banks you owe money to or are linked to any of your creditors. When you have the meeting with the OR you can then state that you have opened a new account for pay purposes etc and this way you will have no problems with freezing of the accounts, although the basic account would be un frozen sometimes this can be delayed!
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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bank accounts being frozen
