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 Well after months of dithering
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xmas baby
Average Member



537 Posts

Posted - 02 March 2009 :  15:02:23  Show Profile  Reply with Quote
Well after months of dithering I am now going to court to petition my bankruptcy this Wednesday. I would be lying if I said I wasn't terrified at the prospect, but at the same time I'm actually looking forward to finally sorting out my debts and starting again. I now its not going to be an easy ride and I'm especially not looking forward to the OR, but after the past year, nothing can be much worse than the constant worrying over my debt situation. I've also started my counselling with regards my gambling problem and that has made me feel like I'm doing something positive too. I'm sure I'll be back on here on Thursday to let you all know whether it was awful or not as bad as I thought it would be. Lets hope its the latter.

Wish me luck folks!

xmas baby

Melanie.n
forum expert



United Kingdom
1282 Posts

Posted - 02 March 2009 :  15:55:52  Show Profile  Reply with Quote
Hi there

stop worrying it wil lnot be anywhere near as bad as you are presently imagining!!

Good luck and remember to met kne know how it goes, i will be thinking of you on Wednesday

Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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xmas baby
Average Member



537 Posts

Posted - 02 March 2009 :  16:11:56  Show Profile  Reply with Quote
Thanks for the vote of confidence Melanie. I will definitely let you know how it goes on Wednesday.
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pix1
Average Member

689 Posts

Posted - 02 March 2009 :  16:51:32  Show Profile  Reply with Quote
good luck,

you may find that the worst part is later on in the process when you have to chase up FORMER (!) creditors to make sure they update that you do not owe them anymore.

There is a lot of admin involved in following up your bankruptcy.
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