after advice on this forum a couple of weeks ago I signed up to annual credit report for a list of creditors but the list only seems to have about half the creditors and balances on it is it possible to get an exhaustive list as I obviously require them
I found Annual Credit Report to be pretty useless really. To get details of all your creditors you'll probably need to contact all 3 that John lists above as some creditors don't report to every agency.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.