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rachellm
Starting Member
United Kingdom
12 Posts |
 Posted - 03 March 2009 : 10:08:38
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Hi there, I joined a little while ago but have only just got round to really making a start on the SOA for both my husband and me, I am pretty sure I may have asked this question before but I cant remember! Where it says on the forms 'what was this debt for' and say for example its a credit card you have had for 7 or 8 yrs, what do you put?! I cant remember what I did last week never mind what I bought all those yrs ago! Sorry if this is such an obvious question..and a repeated one! Thanks for any help/light you can shed
Rachell |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 03 March 2009 : 10:57:26
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hello ther, just put day to day expenditure, that is an acceptable comment in this area
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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rachellm
Starting Member
United Kingdom
12 Posts |
Posted - 03 March 2009 : 14:10:50
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| Thanks very much!! |
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frosie90
Junior Member
285 Posts |
Posted - 03 March 2009 : 14:16:52
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Hi there, I am in same position as you, just filling in my form. Have been at it for weeks on and off. Biggest question for me, "When did you first start having problems". Really dont know how to answer that one as I reckon it been ten years or more but I have got credit during that time so dont want that to be held against me. Good luck! What a fab site. So helpful just sharing experiences.
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rachellm
Starting Member
United Kingdom
12 Posts |
Posted - 03 March 2009 : 14:30:19
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| it is a really good site isnt it, and good to know that we are not the only ones who are in the awful mess. I dont know when we first starting having problems with debt but I feel like answering..as soon as I signed the loan agreement or the back of the credit card! A friend said to me the other day, you wont get any credit now for yrs, my reply was why the hell would I want any!! |
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frosie90
Junior Member
285 Posts |
Posted - 03 March 2009 : 14:56:29
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| Good luck anyway. I am like you, keep forgetting questions I ask. Feel awful cos dont want people to think I have not listened to advice before. Yep, just like you, first time problems when I signed the back of the credit card. Got lecture off my old father who still sees the whole BR thing with stigma attached and he "raised 7 kids". Like Melanie said i have just put everyday spending on form as if it was not for the credit cards I would have defaulted a long time ago on all my bills. |
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small question from the newbie!
