Hello again.Some of you may know my situation, I am starting the BR process from Australia and am using Reviva to help me with this process. I have done a basic I+E to ensure I am ready to go as soon as possible. Can someone have a look? Bear in mind there is a very basic public healthcare system, when you visit a GP you pay up front, prescriptions do not have a standard cost, they vary depending on medication. Pink slip, green slip and registration are all compulsory payments for having a car on the road (similar to MOT and Tax) The amount is in the current exchange rate as of 3/3/09:
Income 1,148.83 Car payment 45.43 Prescriptions 21.87 Optical 22.71 Gym 36.25 Med Insurance 45.84 Parking Fines 27.26 Petrol 113.57 Pink Slip 1.36 Registration(Car) 13.63 Green Slip(car) 18.17 Insurance(car) 22.71 Food 158 Rent 363.42 Bills 113.6 Mobile Phone 45.43 Expenditure 1049.25 Disposable 99.58
Just started walking on the path to a debt free future-wish me luck!
if you have engaged Paul's services I would recommend that he advises you on I&E. You need to claim for everything that the OR will allow and your list doesn't quite do that.
The gym fee will definitely not be allowed and the car payment could be an isue.
More importantly your disposable income is fractionally under the threshold for a 3 year IPA. Taking out the gym and the car you have approx £181 DI which would mean you paying approx £90 x 36 IPA payments costing you £3,240 in total. I'm sure with Pauls guidance this could be revised and an IPA avoided.
This forum is a great tool but in my experience if you have made your decision to engage a professional you may get conflicting advise from non professionals on here which will only serve to confuse the issue.
I+E (any opinion/advice appreciated)
Posted - 04 March 2009 : 05:17:17
