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jenny
Junior Member
United Kingdom
189 Posts |
 Posted - 10 March 2009 : 10:38:33
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| i went bankrupt at the beg of feb, i also handed in the keys to our property, we moved out of the area and came to live with our eldest daughter we rent a large 4 bedroomed house to accomodate us all, my urgent problem is i have just recieved a letter from the or saying that they have registered our new address with the land registry, and that they have an interest in it, i havent told the landlord of our bankrupcy and now i have visions of being homeless, as i wouldnt be very happy if i was him please can somebody advice me tried to phones the or but the person dealing with my case is off till tomorrow, and i cant wait that long already having panic attacks many thanks |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 10 March 2009 : 11:18:04
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Hi Jenny and welcome to the forum. Who is on the tenancy agreement at your new property - you or your daughter? If your daughter only advise the OR immeadiately that you are staying with your daughter and have no interest in the property and as such they have no need to notify the landlord. If, however you are on the tenancy of the new property the OR has to inform the landlord - this does not usually cause or problen, nor result in you losing your home, they have a duty to write to discover if there are any rent arrears. Your landlord will only be concerned that the renatl payments are made and as long as this is the case will not be duly concerned that you are bankrupt.
Hope this helps
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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jenny
Junior Member
United Kingdom
189 Posts |
Posted - 10 March 2009 : 11:32:58
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| hi melanie, many thanks for your quick response, we are on joint tenancy agreement with our daughter, i have just managed to speak to somebody from or office, and they have said it was a mistake they should have put my old address on the form not my current one,our rent etc is all up to date but not sure how landlord would take us being bankrupt,many thanks once again |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 10 March 2009 : 12:50:16
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No problem, happy to help. Good luck in your new home and I hope life gets 'better' for you now the burden of your debt etc has been lifted. Well done on contacting the OR, some people will do anything to avoid speaking to them, but they really are there to help.
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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pix1
Average Member
689 Posts |
Posted - 10 March 2009 : 13:44:59
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| I have contacted the OR so many times that they could be giving me a loyalty card. |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 10 March 2009 : 15:38:28
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Hi pix1
it just always amazes me that people hesistate to contact them - after all they are the ones best placed to speak to and you can come off the phone safe and secure in the advice given. They are there to administyer your bankruptcy and best placed to give specific advice - the forum is brilliant for general queries, but if specific the OR is always the best bet
Melanie Nicholas
28 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
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help please
