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 bankruptcy postbag for april
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motorcycleman
Junior Member

188 Posts

Posted - 02 April 2008 :  13:07:57  Show Profile  Reply with Quote
Hi
I decided today was rhe day so i went to the Royal Courts of Justice this morning and put in my SOA and am now sitting at home waiting to return to court at 2.30 for my BR form.

As i am on incapacity benefit i got full remission of the £162.50 fee so i just had to pay £335.00.

I was the first one in the queue as i arrived at 9am but the cashiers office did not open until 10am by which time there were at least 25 people behind me.

Got a bit lost looking for the Thamas More building but once there things were pretty straightforward and they have a new system now as you do not see the OR on the sameday but wait for them to phone you.

Thanks for all the advice given

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 02 April 2008 :  17:49:44  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Well done,

And good luck for the second part of the process, im sure the relief will be well deserved when it is all over.

All the best,

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 03 April 2008 :  16:39:49  Show Profile  Reply with Quote
I'm glad it went well for you. I found it was such a relief when I'd actually been to court. Good luck with the OR interview!

Where there's life there's hope!
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 03 April 2008 :  22:13:19  Show Profile  Reply with Quote
Well done

hope the phone call went well for you - I did say that the Thomas Moore building was a long way , a large ball of string is very useful

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com

Edited by - Reviva UK on 03 April 2008 22:15:25
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motorcycleman
Junior Member

188 Posts

Posted - 04 April 2008 :  08:21:03  Show Profile  Reply with Quote
Hi
Still waiting for the OR to ring .

I had to go back to the RCJ yesterday as they managed to confuse my BR number with my nephews who was made BR at the sametime so we both ended up with his BR number.

They simply wrote on my BR form the correct BR number and then put an official stamp over it so i hope its sorted.

I am going to the Co Op bank this morning to open a cashminder account .

Have not heard from any creditors yet but i have 2 direct debits due which i cancelled on wednesday so it wont be long.

Thanks again.
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 04 April 2008 :  08:49:24  Show Profile  Reply with Quote
don't worry

it may take several weeks for the OR to get the info to the creditors so expect chasing calls & letters.

If anyone calls advise them that you are Br - give them the number XXXX of 2008 in RCJ. They may ask you to send in certificate but ask them politely to check on the insolvency webpage - they have acess so isn't a prolem

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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motorcycleman
Junior Member

188 Posts

Posted - 09 April 2008 :  19:07:19  Show Profile  Reply with Quote
Hi
Had the first contact with the OR via phone and he went through the SOA and it all took about 15 minutes.

All they want me to send to them is my personal pension policy . I did mention my credit cards but he told me to destroy them myself and dispose of them.

From what he was saying it seems they will not be phoning again. Is this normal as the interview was very quick but he did go through all the details.

Thanks
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 09 April 2008 :  21:39:44  Show Profile  Reply with Quote
My interview only lasted just over 20 minutes and the only time I heard from the OR's office again was when there was a misunderstanding over my IPA payment and when I had to contact them. I never had any more questions about my SOA.

Glad it went ok

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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motorcycleman
Junior Member

188 Posts

Posted - 10 April 2008 :  04:56:49  Show Profile  Reply with Quote
Thanks Skippy13.

Regards
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Helpful Advice
Average Member



United Kingdom
646 Posts

Posted - 10 April 2008 :  20:07:22  Show Profile  Visit Helpful Advice's Homepage  Reply with Quote
Hi Motorcycleman,

Well done, as skippy says unless anything untoward comes out this will probably be the last you here until the six month review questionnaire comes through.


Kind Regards,

Brett England


Bankruptcy Specialist

England,Jackman & Spacey

WebSite www.ejands.co.uk


View my personal story & blogs at:

http://brettengland.blogs.bankruptcyhelp.org.uk/
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motorcycleman
Junior Member

188 Posts

Posted - 11 September 2008 :  08:28:42  Show Profile  Reply with Quote
Hi
I have just got early discharge on the 8 sept so only 5 months br in total.
Many thanks to all the experts and forum members as the advice has been great.

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maizie
Average Member



United Kingdom
566 Posts

Posted - 11 September 2008 :  09:37:16  Show Profile  Reply with Quote
Six month questionnaire?

Maizie
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 11 September 2008 :  10:53:45  Show Profile  Reply with Quote
I didn't get a 6 month questionnaire...

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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maizie
Average Member



United Kingdom
566 Posts

Posted - 11 September 2008 :  11:19:42  Show Profile  Reply with Quote
Is it normal to get a 6 month questionnaire? I thought that after your OR interview that would be it?

Maizie
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 11 September 2008 :  15:46:17  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Maizie,

It does seem to vary depending on which OR office you are dealing with, but if all assets have been dealt with at the start, it is normal practice to get an early discharge questionairre after about 5 months.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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maizie
Average Member



United Kingdom
566 Posts

Posted - 11 September 2008 :  15:50:35  Show Profile  Reply with Quote
Ok thanks Julian.

More questionnaires to fill in!!!!! ;o)

Maizie
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