HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 New Questions
 Forum Questions
 Been to court today....
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

LastResort
New Member



United Kingdom
56 Posts

Posted - 19 March 2009 :  19:42:27  Show Profile  Reply with Quote
Hi all. Hope this thread is ok here, it's not really a question....more of a report....

I got to court at 9.30, it didn't open 'til 10am but I wanted to be first there. I was. They took my forms to check them (all 3 copies)then asked me to swear on the bible and sign the forms...and pay the fee.

She then said that she had to check if I was at the right court, because my town is split between 2 councils. It turned out I was at the wrong one!!! I was so annoyed because on the phone they said it was this one. BUT...because I had only moved there in January, I was ok, because my previous address was in the right area!

Anyway...make sure you double check this if you are in any doubt at all.

So I then had to wait while the clerk prepared the paperwork, only for 15 mins, then I was led into another room while the judge looked at my application. Sometimes he/she asks to see you, but I was lucky! lol. This took 10 mins.

So I was taken back while the clerk did my BR letter. Again, another 10 mins.

At 11.08am I became BR! Just over an hour! Brilliant!

I feel relieved but also a little nervous about the OR call. I was told I would get a call from them either today or tomorrow. I haven't heard from them yet.

Just thought I would let you know how it went, because I know that the process differs from court to court. I was at Wolverhampton.

Here's to a debt free life! Cheers!

Edited by - LastResort on 19 March 2009 19:55:43

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 19 March 2009 :  19:44:40  Show Profile  Reply with Quote
Glad it went ok LastResort.

Good luck for the future.

The glimmer gets brighter all the time

Jan
xx
Go to Top of Page

LastResort
New Member



United Kingdom
56 Posts

Posted - 19 March 2009 :  19:44:49  Show Profile  Reply with Quote
Just to add..the clerk was very helpful and it wasn't at all scary! Nothing to it really....so please don't worry about it x

Thanks Kallis

Edited by - LastResort on 19 March 2009 19:45:27
Go to Top of Page

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 19 March 2009 :  19:45:22  Show Profile  Reply with Quote
Well done and congratulations!

At least Wolverhampton court has a reasonable coffee area to wait in.



Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com

Real People ..... Real Debt Solutions
www.revivauk.com
Go to Top of Page

LastResort
New Member



United Kingdom
56 Posts

Posted - 19 March 2009 :  19:46:57  Show Profile  Reply with Quote
Thanks Paul. Yes, at least I managed to get a cuppa!

I took a book to read but it was all so quick that I only managed 2 pages!!!
Go to Top of Page

LastResort
New Member



United Kingdom
56 Posts

Posted - 19 March 2009 :  19:59:26  Show Profile  Reply with Quote
I also meant to say...

I had to pay the full fee. I was hoping that I'd be entitled to the discount because of my working tax and child tax credits. Unfortunately, my income (including child benefit) was too high, so it cost me the full £495. It's a good job I took that much with me, just in case!
Go to Top of Page

frosie90
Junior Member

285 Posts

Posted - 19 March 2009 :  20:24:20  Show Profile  Reply with Quote
Well done Last Resort!!! Hope call with OR goes well. I had message on mobile saying I got to pay £510 when I go on 7th April. Must be new financial year new fee. Good luck hun. x
Go to Top of Page

Skippy
forum expert



United Kingdom
3290 Posts

Posted - 19 March 2009 :  20:34:44  Show Profile  Reply with Quote
I'm glad it went well Lastresort and good luck for the OR call x

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

21 IPA payments made, 15 to go - on the home straight!
Go to Top of Page

LastResort
New Member



United Kingdom
56 Posts

Posted - 19 March 2009 :  22:31:14  Show Profile  Reply with Quote
Thank you x
Go to Top of Page

LastResort
New Member



United Kingdom
56 Posts

Posted - 21 March 2009 :  21:06:50  Show Profile  Reply with Quote
Little update...

I got a call from the OR's office on Friday morning. They asked me a few questions about where I work, what I do etc, and told me that the OR will call me on the 9th April. She was really friendly and asked me if it was convenient to talk, before she started.

I'm feeling nervous at the moment, not sure why...I suppose it's the thought of people finding out...and mainly the fact that things are changing so much.

Edited by - LastResort on 21 March 2009 21:07:52
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06