]Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................ 279 Partners monthly income after tax....... 0 Benefits................................ 893 Other income............................ 0 Total monthly income.................... 1172 Monthly Expense Details Mortgage................................ 0 Secured/HP loan repayments.............. 0 Rent.................................... 29.96 Management charge (leasehold property).. 0 Council tax............................. 11 Electricity............................. 50 Gas..................................... 30 Oil..................................... 0 Water rates............................. 30 Telephone (land line)................... 60 Mobile phone............................ 20 TV Licence.............................. 0 Satellite/Cable TV...................... 0 Internet Services....................... 0 Groceries etc. ......................... 325 Clothing................................ 60 Petrol/diesel........................... 120 Road tax................................ 0 Car Insurance........................... 0 Car maintenance (including MOT)......... 10 Car parking............................. 0 Other travel............................ 0 Childcare/nursery....................... 0 Other child related expenses............ 0 Medical (prescriptions, dentist etc).... 7.5 Pet insurance/vet bills................. 0 Buildings insurance..................... 0 Contents insurance...................... 0 Life assurance ......................... 0 Other insurance......................... 0 Presents (birthday, christmas etc)...... 20 Haircuts................................ 10 Entertainment........................... 0 Holiday................................. 100 Emergency fund.......................... 20 Total monthly expenses.................. 903.46
Assets Cash.................................... 0 House value (Gross)..................... 0 Shares and bonds........................ 15 Car(s).................................. 0 Other assets............................ 0 Total Assets............................ 15
No Secured nor Hire Purchase Debts Unsecured Debts Description....................Debt......Monthly.. .APR Lloyds.........................9300......0........ .0 Abbey..........................5300......4........ .0 M&S............................3000......1........ .0 yes car........................6040......0.........0 capital one....................1000......1.........0 mastercard.....................3000......1........ .0 barclaycard....................3000......1........ .0 Tesco..........................3000......1........ .0 Total unsecured debts..........33640.....9.........-
Monthly Budget Summary Total monthly income.................... 1,172 Expenses (including HP & secured debts). 903.46 Available for debt repayments........... 268.54 Monthly UNsecured debt repayments....... 9 Amount left after debt repayments....... 259.54 Personal Balance Sheet Summary Total assets (things you own)........... 15 Total HP & Secured debt................. -0 Total Unsecured debt.................... -33,640 Net Assets.............................. -33,625
better SAO format
Posted - 20 March 2009 : 13:23:06
