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 I have recently put myself through a bankruptcy		  New Topic  Reply to Topic
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markpat1978
Starting Member

United Kingdom
3 Posts
Posted - 20 March 2009 :  20:57:43  Show Profile  Reply with Quote
I have recently put myself through a bankruptcy, and i understand i will be discharged within 12months. But is there any possible way i can get this speeded up to maybe 4-6 months as we want to buy a house.

Niobe
Administrator



United Kingdom
4590 Posts
Posted - 20 March 2009 :  21:57:32  Show Profile  Reply with Quote
Hi,

I think it's down to the OR as to when you are discharged.

You do realise though that the BR will stay on your credit file for 6 years and so it is doubtful that you would be able to get a mortgage.



The glimmer gets brighter all the time

Jan
xx
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markpat1978
Starting Member

United Kingdom
3 Posts
Posted - 21 March 2009 :  13:17:41  Show Profile  Reply with Quote
quote:
Originally posted by kallis3

Hi,

I think it's down to the OR as to when you are discharged.

You do realise though that the BR will stay on your credit file for 6 years and so it is doubtful that you would be able to get a mortgage.



The glimmer gets brighter all the time

Jan
xx
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markpat1978
Starting Member

United Kingdom
3 Posts
Posted - 21 March 2009 :  13:19:50  Show Profile  Reply with Quote
[quote]Originally posted by kallis3

Hi,

I think it's down to the OR as to when you are discharged.

You do realise though that the BR will stay on your credit file for 6 years and so it is doubtful that you would be able to get a mortgage.



The glimmer gets brighter all the time


Jan
xx


Thanks for the reply, is there no way of getting the BR taken off my credit file earlier than 6 years??
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John
New Member



United Kingdom
73 Posts
Posted - 21 March 2009 :  13:27:33  Show Profile  Reply with Quote
Hi

absolutely not I'm afraid.
The 6 year rule dates back to references made in the book of Deutorenomy so it ain't gonna change any time soon I'm afraid.

John White
England Jackman & Spacey
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 21 March 2009 :  13:50:09  Show Profile  Reply with Quote
I didn't realise it had biblical associations!

The glimmer gets brighter all the time

Jan
xx
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