My court date is Thursday 26th I am being forced into bankruptcy by a creditor I have already posted on this subject but am having further thoughts and worries. It has occurred to me that as I have no income obviously no IPO can be arranged however as I also have nothing in terms of assets etc except a car worth @ max £2K but which requires more than its value in repair work, I need the car to attend hopsital and therapy appointments which are now in another county as I have had to move in with my parents through the BR etc I am going to ask the OR to exempt the car as its necessary but given that they have nothing else to take from me at all and no money as I am not working at the moment due to ill health and having to resign my directorship as BR can not be directors, I am thinking perhaps they will take my car as a lesson or just because there is nothing else am I panicing too much or does that seem a likely move on the OR's behalf or is it actually not allowed as I genuinely need it the value is in effect £0 unless I am allowed to keep it as my family have agreed to pay for the repairs if I get to keep it. Getting more worried about Thursday and the inevitable interview/phone discussion as the hours pass. Any one have any experiences either way? John has already answered but I have since thought there is nothing else to take so would that make a difference?
Car More Info
Posted - 24 March 2009 : 18:14:47
