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frosie90
Junior Member

285 Posts

Posted - 27 March 2009 :  22:19:33  Show Profile  Reply with Quote
Hi, I have informed my mortgage provider that I am surrendering my house and they are sending me the necessary form. I have included the estimated shortfall in equity on my SOA. I have now moved into rented accommodation. I am going over to my "old" house this weekend to clear out the final things. If I left such things as a wardrobe, oven, chest freezer, is the Mortgage provider likely to try and charge me for clearance? I know not to sign the bit on the form about responsibility for shortfall etc. I have not told the MP that I have moved into rented but told them I intend to move in with family etc. Is giving my new rented home as a forwarding address creating any risk? Roll on the court date of 7th April!!

John
New Member



United Kingdom
73 Posts

Posted - 27 March 2009 :  23:52:23  Show Profile  Reply with Quote
Hi

as you will appreciate this is not a bankruptcy related question as such.

But as a guess I would say that the lender could probably charge for the removal of the items but what would be the point.

You don't pay the invoice they take you to court and your a bankrupt and can't pay.

On balance then if the circumstances were different you may well receive a charge but in this instance I doubt it.

John White
England Jackman & Spacey
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