Hi, I have informed my mortgage provider that I am surrendering my house and they are sending me the necessary form. I have included the estimated shortfall in equity on my SOA. I have now moved into rented accommodation. I am going over to my "old" house this weekend to clear out the final things. If I left such things as a wardrobe, oven, chest freezer, is the Mortgage provider likely to try and charge me for clearance? I know not to sign the bit on the form about responsibility for shortfall etc. I have not told the MP that I have moved into rented but told them I intend to move in with family etc. Is giving my new rented home as a forwarding address creating any risk? Roll on the court date of 7th April!!