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stressedoutsteve
Starting Member
United Kingdom
42 Posts |
 Posted - 28 March 2009 : 20:28:18
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| Hi again. As a result of all I've learned today, asupplimentary question has just occurred to me but I guess it may seem silly to those who know. If one of my daughters admits a debt collector (not abaliff) into our house by accident, can they then seize goods? I have no CCj's or anything but just wondered what powers or rights debt collectors actully have? Thanks Steve |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 March 2009 : 20:45:34
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As far as I'm aware only bailiffs have the power to seize your goods after they have gone through the steps John or Paul described in the earlier post.
Sorry I can't completely put your mind at rest, but I didn't want you to think I was ignoring you x
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
21 IPA payments made, 15 to go - on the home straight! |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 28 March 2009 : 21:00:44
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I think you are right Skippy.
Debt collectors are there to collect a payment and they don't have any power to seize your goods.
The glimmer gets brighter all the time
Jan
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stressedoutsteve
Starting Member
United Kingdom
42 Posts |
Posted - 28 March 2009 : 21:03:59
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| Thanks Skippy/Kallis. I am quite happy with the info gained. What a brilliant forum. Without this I dont know what I'd have done.Roll on may 9th. Regards, Steve |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 28 March 2009 : 21:25:07
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If you have not received any court action then it is a debt collector.
These folk are exactly the same as the telephone people that call to chase payment. Just that they are there in person.
Invite them in, give them a cup of tea and expalin that you are going to petition for Br - give them the court date etc.
They will soon find an excuse to leave. They get paid on results and don't have the time to waste trying to collect from someone serious about petitioning for Br.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com
Real People ..... Real Debt Solutions
www.revivauk.com |
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stressedoutsteve
Starting Member
United Kingdom
42 Posts |
Posted - 28 March 2009 : 21:34:39
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| thanks Paul. good advice Ithink. cheers steve |
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Lizzie
New Member
United Kingdom
59 Posts |
Posted - 03 April 2009 : 22:51:18
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My hubby received a letter from the courts this week advising him that unless he paid £150 to a certain creditor via the court within 7 days he could expect a visit from the bailiffs. He had previously had no contact from the courts and had no idea the creditor had taken the matter to court. He called into our local court office yesterday and the only way to stop the bailiffs coming round was to pay the £150  |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 04 April 2009 : 23:07:27
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Hi
to get to bailiff stage there are a humber of steps and lots of paperwork. YOu may want to find out where the paperwork has gone incase there are other problems around the corner
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com
Real People ..... Real Debt Solutions
www.revivauk.com |
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Lizzie
New Member
United Kingdom
59 Posts |
Posted - 05 April 2009 : 23:31:24
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| Thanks for that Paul, my hubby seems to have his head buried in the sand which is bit worrying, I want everything sorted and a plan in place but he seems to be avoiding it but in doing this he is not thinking about the effect it has on me. I am trying so hard to get him to contact you |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 06 April 2009 : 00:20:49
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Sometimes the most difficult thing to do is actually accept help.
The only guarantees that I can give are:-
1. You will only get your life back when you take control of the situation
2. you will feel 100% better after a chat ( both of you)
3. unless you & your husband do something then the situation is out of control and you will rush towards more stress with letters, telephone calls, bailiffs, court stuff etc.
Whoever you decide to work with the more time that you can give them the better your position will be.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com
Real People ..... Real Debt Solutions
www.revivauk.com |
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lennon
Starting Member
16 Posts |
Posted - 06 April 2009 : 00:38:38
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Hi Lizzie......Paul has been helping us recently and I would strongly recommend giving him a ring @ Reviva.
I have never had contact with companies such as his before and his advice is superb.
AFAIUI, the initial help is free and impartial...and then, there's this forum which has advice posted on it throughout the day.
The only advice I would give is to get everything in place before all the concerns you have written about start to trip over themselves.
He even reads e-mails at 1am ;-) |
Edited by - lennon on 06 April 2009 00:39:11 |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
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Debt Collectors
