Hello again, hope I'm not taking up too much time here. With respect to IPAs and DI, I'm hopeful of starting a part-time job soon (all my health will allow at present) that will probably only leave me with around £40 DI pcm. Firstly, am I right in thinking that this is below the threshold for an IPA (I sincerely hope so), and is it likely that, if it isn't agreed upon BR, an IPA can be put in place at any time, or only within the maximim twelve months of BR?