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daisyw
Starting Member
United Kingdom
33 Posts |
 Posted - 03 April 2009 : 20:52:21
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Well I wanted to say thanks to everyone on this site for all the advice and support, my husband and I are now officially BR and we would have found it a much more daunting and scary process without this forum.  We had a positive experience at court (Stoke-on-Trent), with everyone being very nice to us, we both got the full reduction of the court fees (£690 instead of £1000!)which was unexpected and very,very welcome. We didnt have to see the judge, just waited for him to sign the forms, all-in-all we were there at 9.30am and left by 12 all done and dusted. We got a phone call from the OR's office that afternoon to arrange the phone interview which is on 27th April, got to send him 12 months bank and credit-card statements though, which will be fun trying to get hold of! If I can offer any advice, it would be to ring your court before you go and ask them which documents they need to see to decide if you can claim a reduction of the fees, we had to take in practically everything in our file including mortgage statements, tax credit letters etc, etc,but it was well worth it!
I have one question though if anyone can help, I have since received a letter from my car insurance (before the BR, we part-exchanged both my car and my husbands car for a slightly better one for him to use for work, I am off on maternity at the minute so dont really need one and thought they may take it off me anyway)they are asking for a payment of nearly £200 for cancelling the policy. Can I add this into the BR as it was something that was accrued before then?
Thanks again and good-luck to everyone still trying to sort things out.  |
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s4pps
Junior Member
252 Posts |
Posted - 03 April 2009 : 20:58:30
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Congratulations daisy, glad it went well :)
Suzanne x
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chester2005
Average Member
United Kingdom
786 Posts |
Posted - 03 April 2009 : 21:03:11
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I think you can only be told no by the OR so its got to be worth a try.
It is an unsecured debt from before BR you just didn't know it existed!!!
Well done as well!!!
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!! |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 03 April 2009 : 21:23:53
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Glad it went ok Daisy.
Good luck for the future.
The glimmer gets brighter all the time
Jan
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BR-my experience, and a quick question...
