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Mspraise1
Junior Member
United Kingdom
204 Posts |
 Posted - 04 April 2009 : 18:26:28
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Can anyone tell me who these people are? They have written me a letter saying they are sorry I have recently been declared bankrupt (how did they know this?) and that a fund has been set up to stop the increasing number of house repossessions due to bankruptcy.
Their service apparently ensures my creditors are repaid and the bankruptcy cancelled making me solvent again, correcting entries with credit reference agencies.
Has anyone else had a letter like this? What does it mean? I have only been bankrupt a week how come they know about it.
Any comments, advice gratefully received
Mspraise1 |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 04 April 2009 : 18:34:31
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Ignore this letter, they are only out to make money from you.
All they will do is offer you a remortgage so that you can pay your creditors off, so you will be no better off.
They know about your BR from the Insolvency Register as that is public knowledge and they trawl through to get peoples names off there.
Consign it to the shredder.
The glimmer gets brighter all the time
Jan
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Mspraise1
Junior Member
United Kingdom
204 Posts |
Posted - 04 April 2009 : 18:38:41
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Thank you so much Kallis3 for your prompt response and for your advice. I will most happy consign this correspondence to the shredder without a further thought!
Mspraise1 |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 04 April 2009 : 19:09:12
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Best place for it!
The glimmer gets brighter all the time
Jan
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chester2005
Average Member
United Kingdom
786 Posts |
Posted - 04 April 2009 : 19:13:38
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These sort of people are Bottom feeders of the finance world,
All they want to do is get you fyrther into debt!!!
Shred it and any others like it
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!! |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 04 April 2009 : 23:09:48
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They are only interested in people made bankrupt ( usually by HMRC, Amex Travis Perkins and a few other regulars) and who are home owners with equity.
People who petiton for themselves VERY RARELY have equity in their house whereas people who are being made bankrupt quite often do have equity.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
http://www.revivauk.com
Real People ..... Real Debt Solutions
www.revivauk.com |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 05 April 2009 : 14:47:32
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I had a letter from them and I don't even have a house!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
22 IPA payments made, 14 to go - on the home straight! |
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chester2005
Average Member
United Kingdom
786 Posts |
Posted - 05 April 2009 : 15:37:14
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that just highlights what sort of opportunistic low life these type of companies are, i pity any poor unsuspecting soul who falls for their "help"
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!! |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 05 April 2009 : 16:05:09
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Unfortunately there are far too many of these sort of companies about, and not enough people manage to find a forum like this before falling for the sales talk.
Remember - if it sounds too good to be true, it most probaby is.
The glimmer gets brighter all the time
Jan
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Edited by - Niobe on 05 April 2009 16:05:45 |
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markm
Junior Member
United Kingdom
115 Posts |
Posted - 05 April 2009 : 19:09:15
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Hi mspraise1
You probably get a few more of them... In the next few weeks... To read them,,, you would think they were true...
JUST EGNORE...
I got that desperate many times in my BR... I rang a few... of them... !!!
they shouldnt be allowed... shud they ???
my regards lil shaza. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 05 April 2009 : 22:12:56
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They shouldn't be allowed, but unfortunately they will keep springing up!
The glimmer gets brighter all the time
Jan
xx |
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Mspraise1
Junior Member
United Kingdom
204 Posts |
Posted - 05 April 2009 : 22:27:03
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Wow its actually very scary because if I did not know about this forum I would have called them, because I do not know any better. I am so embrassed and anxious about this awful mess I have managed to get myself into. There are so many desperate, honest hard working people who fall into hard times like myself who just do not have a clue what to do when these kinds of people get in contact!!
Thank you all for saving me!!! |
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ripski
New Member
United Kingdom
90 Posts |
Posted - 06 April 2009 : 06:49:54
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I received 4 missives within 2 days. I hadn't though about the Insolvency Reg. I thought that the Court/OR had sold my details as The driving agency does.
I was made BR at 2.00pm on Tuesday 31 March and received my first 'junk' on Thursday and I never seem to get post that quick.
They are very believable.
ripski1 |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 06 April 2009 : 16:18:12
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Such a pity that the Insolvency Register is a public record. All sorts of these sorts of companies will contact you at some time.
As long as you remember that they are looking out for No.1 - themselves you will be ok.
As to the court selling your details, I don't think they would be allowed to.
The glimmer gets brighter all the time
Jan
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Topic |
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Letter from The Bankruptcy Protection Fund Ltd
