| Author |
 Topic  |
|
|
mick063
Starting Member
31 Posts |
 Posted - 01 May 2009 : 09:54:08
|
Can I open a basic bank account before going bankrupt? Or do I have to wait until officially bankrupt as the OR may close it?
Thanks all for any help.
Mick063
|
|
|
chester2005
Average Member
United Kingdom
786 Posts |
Posted - 01 May 2009 : 10:02:44
|
You can open an account beforehand and when you speak to the OR mention that is the account you are going to use and they will normally not bother with it.
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
Life's too short!!! |
 |
|
|
mab
New Member
56 Posts |
Posted - 01 May 2009 : 10:32:44
|
Hi
Yes you can open a basic account, I opened one with CO OP called a cashminder, its great account you get a card and can use it for direct debits etc. |
|
|
|
mick063
Starting Member
31 Posts |
Posted - 01 May 2009 : 10:38:51
|
Thanks guys. just booked appointment with Yorkshire bank to open a basic account "readycash".
Mick063
|
|
|
|
mick1972a
Junior Member
235 Posts |
Posted - 01 May 2009 : 12:12:45
|
| Let them know that you intend to go bankrupt and dont list this new account on the bankruptcy form. Just mention to the OR in your interview that you have opened a new basic account. |
|
|
|
Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 01 May 2009 : 15:02:26
|
I have read on here recently that Yorkshire Bank are not very amenable to BR.
The Co-op are ok though.
The glimmer gets brighter all the time
Jan
xx |
|
|
|
sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 01 May 2009 : 21:34:47
|
Hi Mick, Yorkshire Bank arent bankruptcy friendly, so I would cancel that appointment if its a Maestro card that you are after then Thinkbanking will accept you
Stu J Byron |
|
|
|
mick063
Starting Member
31 Posts |
Posted - 05 May 2009 : 19:44:04
|
Hi,
I have now opened a Yorkshire basic account today all went well. This is before i go bankrupt and I told the bank about the bankruptcy in a few weeks time, they were fine with it..
all the best
mick063 |
|
|
|
sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 05 May 2009 : 20:46:54
|
Hi Mick
Well done on opening the account with Yorkshire, I am suprised that they allowed you an account as I tried the same thing but they turned me down straight away.
Is it the full readycash account?
Stu J Byron |
|
|
|
mick063
Starting Member
31 Posts |
Posted - 06 May 2009 : 17:38:41
|
Hi, j byron, yes the full readycash account with internet.
I think a lot of the time its at the discretion of the banking person. I rang the main yorkshire phone number and confirmed it with them first, then went to the local branch and asked if i'm allowed an account when going BR and that was it.
sorry to hear yours did not go ahead. good luck...with yours.
Mick |
|
|
| |
Topic |
|
New bank account
