I am about to go bankrupt and I have just remembered that I read somewhere that if a person goes bankrupt - everyone at the same address could be affected.
My son is at university and my concern is that his credit rating will be affected and that he won't be able to get his student loans.
Your son will be able to file a "Notice of Disassociation" from you at the credit scoring agencies which will disconnect his from your credit rating if he runs into difficulties in the future.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com