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russ
Junior Member
United Kingdom
176 Posts |
 Posted - 13 May 2009 : 16:15:42
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HI NOT GOT A QUESTION, JUST WANTED TO SAY AFTER WATCHING AND READING ALL THE POSTS ON THIS SITE FOR 12 MONTHS, I FINALLY DECIDED TO BR MYSELF, I WAS WORRIED BUT AFTER READING EVERYBODY ELSES EXPERIENCES I CAN TRUTHFULLY SAY IT WASNT ALL THAT BAD. THEY LAUGHED AND JOKED WITH ME THE DAY I SERVED PAPERS, THE WORST BIT IS PAYING £510.00 THAT HURT. THAT WAS 2 WEEK AGO, YESTERDAY I HAD ORIGINALLY BEEN BOOKED FOR TELEPHONE INTERVIEW BUT RECIEVER CALLED YESTERDAY MORNING AND ASKED FOR A FACE TO FACE INTERVIEW. I S##T MYSELF, I THOUGHT WOT HAVE I DONE. WENT THRU THE INTERVIEW PROCESS, SOME 2 HOURS 20MINS LATER I WAS FREE. THEY ARE CHARGING ME NOTHING A MONTH AS I STILL PAY OUT MORE THAN I HAVE COMING IN , HE SAID I NEED TO ADDRESS THAT,,?
I PUT DOWN EVERYTHING AND ANYTHING ON THE FORM, HE ONLY GOT RID OF SKY TV AND MY COMPUTOR LINE RENTAL , ALL ELSE APPROVED. I HAD TO HAVE INTERVIEW FACE TO FACE BECAAUSE HE WANTED TO ASK ME TOO MANY QUESTIONS APPARENTLY, HIS LIST WAS ABOUT 2 FT LONG. MY BANKRUPTCY IN FAIRNESS WAS DUE TO MY LTD COMPANY GOING BUST A YEAR AGO, I HAD SECURED DEBTS FROM BIZ ON MY HOUSE ETC WHICH IN TURN TOOK ME WITH IT, I LOST EVERYTHING. BUT FOR THOSE OF YOU PANICKING, IT HAS TOOK TWELVE MONTHS FOR A BAILIFFS LETTER FROM THE CROWN COURT TO MAKE ME DO IT. FOR ALL I OWED THEY RANG AN SENT LETTERS FOR A COUPLE OF MONTHS THEN NOTHING FOR MONTHS, I ALWAYS KNEW THEY WOULD COME AND THEY ALMOST DID 12 MONTHS LATER. NEVER DID SEE BAILIFF. I SERVED BR PAPERS AND THE CLERK TOOK ME THRU TO COURT BAILIFFS AND INTRODUCED ME TO THEM, TOLD THEM I WAS NOW BR AND THAT WAS IT. A BAILIFF ACTUALLY SAID WELL DONE AN SHOOK MY HAND AND SAID GOOD LUCK FOR THE FUTURE.... THAT MUST BE A FIRST... SO IF YOUR WORRIED DONT BE, JUST DO IT, ITS VERY PAINLESS AND QUITE COMICAL SOME OF IT... I WALKED AWAY SCOTT FREE AFTER DEBTS RECIEVER PUT IN FRONT OF ME FOR £350.000, I HAD SLEEPLESS NITES ON THE AMOUNT, BUT WETHER IT 10K OR A MILLION MAKES NO DIFFERENCE, GOOD LUCK TO YOU ALL |
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John
New Member
United Kingdom
73 Posts |
Posted - 13 May 2009 : 16:34:51
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Hi russ
good to see you are feeling so much better about things.
Truth is you will have seen many people on here also say how simple it all seems but as you know when its you in the sticky brown stuff you still never quite believe it.
All the best for the future.
John White
England Jackman & Spacey |
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leakie
Junior Member
United Kingdom
158 Posts |
Posted - 13 May 2009 : 22:00:30
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Hi Russ
I felt the same way as you
After BR and the interveiw I wondered why I worried so much.
It's been hard getting back on my feet, as I am still self employed. ( cash flow)
Now after 5 months it is just turning around,No IPA so farjust waiting for the 2nd interveiw,
I have been told that an IPA is probaly not going to happen as Self employed?
All the best for the future
Leakie |
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| bankruptcyhelp.org.uk Forum |
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Finally decided to br myself
