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 bankruptcy postbag for april
 bankrupt with out me signing any papers?
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ben.jm
Junior Member

172 Posts

Posted - 16 April 2008 :  18:22:14  Show Profile  Reply with Quote
Hi, is there any way Someone could make me bankrupt with out me signing any papers?

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 16 April 2008 :  18:28:11  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Ben,

Welcome to the forum,

One of your creditors could petition for your Bankruptcy without you signing any papers, they would first have to issue you with a statutory demand and follow this with a Bankruptcy petition.

Is this what you meant by your question or were you referring to someone declaring Bankruptcy on your behalf?


Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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ben.jm
Junior Member

172 Posts

Posted - 17 April 2008 :  12:59:58  Show Profile  Reply with Quote
quote:
Originally posted by JulianDonnelly

Hi Ben,

Welcome to the forum,

One of your creditors could petition for your Bankruptcy without you signing any papers, they would first have to issue you with a statutory demand and follow this with a Bankruptcy petition.

Is this what you meant by your question or were you referring to someone declaring Bankruptcy on your behalf?


Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk

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ben.jm
Junior Member

172 Posts

Posted - 17 April 2008 :  13:01:44  Show Profile  Reply with Quote
yes that is what i ment, I have not recieved anything to suggest this, would i have to accept this. if some body made the request
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melanie_giles
Senior Member



1191 Posts

Posted - 17 April 2008 :  18:35:19  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
Unless you dispute the debt, you will have no choice if a creditor decides to petition for your bankruptcy - but you will need to have the papers served on you personally unless there are very specific circumstances which would prevent this - so you would get prior warning.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
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AlanO
Junior Member

United Kingdom
259 Posts

Posted - 17 April 2008 :  23:03:32  Show Profile  Visit AlanO's Homepage  Reply with Quote
Hi Ben,

The creditor would serve a statutory demand at the address they believe you to live at. You have 18 days from service to defend the situation - provide good reason why a petition should not be made. If you do not oppose it then after 21 days the creditor could apply to the court for a bankruptcy hearing.

The court will notify you of the hearing date and if you did not attend then the judge could well make the order and you would be bankrupt without signing anything

Hope that answers your question.

If you feel that a creditor could be persuing this route then best to talk to one of the experts so that they can review your situation.

All the best

www.debtdr.co.uk
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