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 Post Office Card & and cashminder HELP !!!!!!!!!!!
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paulsc
Junior Member



289 Posts

Posted - 19 May 2009 :  19:44:38  Show Profile  Reply with Quote
Going to court in morning 9 30am i will be getting my first benefit paymnet tomorrow into Post Office card account i have not added this to my petition . I also have a cashmonder account with £0.00 balance which pension will get paid into end on month again i have not added this account is this ok

paulsc
Junior Member



289 Posts

Posted - 19 May 2009 :  22:01:26  Show Profile  Reply with Quote
bumping up court in morning thanks

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Deedee
New Member

United Kingdom
60 Posts

Posted - 19 May 2009 :  22:25:33  Show Profile  Reply with Quote
You need to put down ALL accounts that you have.

You will either have a quick conversation with the examiner on the phone at the court or a few days later, they will ask you which account is your main account and you tell them about the Post Office and Co-op accounts and they should say they have no interest in them and let the banks know.
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paulsc
Junior Member



289 Posts

Posted - 19 May 2009 :  22:28:09  Show Profile  Reply with Quote
thanks for reply

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frosie90
Junior Member

285 Posts

Posted - 19 May 2009 :  22:35:34  Show Profile  Reply with Quote
Hi paulsc, i listed my Nat West Step Account even though I had no debts attached to it. I opened it a few weeks prior to BR when I was intending to take out an IVA. I had approx £250 in it when I filled out the forms on-line and about £50 on day of BR. I am sure the Judge asked me about it and said no interest would be lodged against it. But the OR department, during a brief conversation when I rang them with a query the day after the BR, said he would not have any interest in it but recommended I check with the Bank. I went into NW and they said it would be fine. I went BR 7th April, OR interview 28th April, my monthly salary goes in, direct debits are paid, cashpoint withdrawals are ok and I am still using my Natwest account with no problems. I think, even if you have not listed it on your SOA as you may have filled this in for some time, you must tell the OR about it. Good luck tomorrow, sure it will be absolutely fine.
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Sparkle83
Junior Member

258 Posts

Posted - 19 May 2009 :  23:15:21  Show Profile  Reply with Quote
I didnt put mine on at all, and the OR said this was fine as no co-op debt and nothing in account (we'd waited to put anyhing in there til after BR)
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Deedee
New Member

United Kingdom
60 Posts

Posted - 19 May 2009 :  23:18:40  Show Profile  Reply with Quote
I know someone who got a b@llocking from there OR for not listing their Cashminder on their forms.
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paulsc
Junior Member



289 Posts

Posted - 20 May 2009 :  06:11:26  Show Profile  Reply with Quote
Thanks for replies.. A lot of bankruptcy rules seems to be ifs and but and depends on where youare and who you see 221 minutes to go

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