Sorry to be so dense but am I right in thinking that if bankruptcy was 20 April 2003 and ended 20 April 2005 all my defaults should have come off my credit file. I know they stay for 6 years but it is from start of the bankruptcy or end? If its the end then 2005 would make them come automatically off in 2011?
defaults fall off six years from when they are recorded likewise the bankruptcy will fall off the file after the 6th year
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk