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 Many thanks for reply. Im worried sick
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Jackie
Starting Member

United Kingdom
42 Posts

Posted - 10 June 2009 :  17:37:35  Show Profile  Reply with Quote
Hallway123
Many thanks for reply. We had it all arranged for April then a good work offer came hubbys way, then it all went pear shaped. Im worried sick about the lot, the sad think is we couldnt even get credit 8yrs ago as we owed nothing. We keep getting calls from creditors and if I make a payment of £100 here and there they will reduce the debt, so have managed to get phone number changed. Just trying to buy time until the end of June, I think I will die if they come to door. Ta again

Hallway123
Junior Member



United Kingdom
181 Posts

Posted - 10 June 2009 :  18:13:16  Show Profile  Reply with Quote
I too changed my phone number 2 years ago when I started iva, so I didn,t get creditors phoning, I was lucky in a way that I managed to get BR sorted before creditors realised iva had failed.Have you phoned court and made appointment yet,cos I had to wait 4 weeks for an appointment.It really won't be as you think if I can do it (i'm biggest panicer in the world)anyone can.
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Hallway123
Junior Member



United Kingdom
181 Posts

Posted - 10 June 2009 :  18:27:46  Show Profile  Reply with Quote
Forgot to say if your going Bankrupt I'm pretty sure if you pay 1 creditor it can be classed as favouring that creditor, so your prob best paying no one.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 10 June 2009 :  18:35:25  Show Profile  Reply with Quote
Hallway is correct.

You are better off not paying anyone at all. If you do want to make token payments, then you should make them pro rata to all your creditors not just one.

The glimmer gets brighter all the time

Jan
xx
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