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Grace.hl
Starting Member
1 Posts |
 Posted - 13 June 2009 : 20:31:31
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| Hello, my husband was recently sacked from his job. I am a carer receiving only carers allowance, my husband gets Jobseekers including an amount for me and a carers premium because I am a carer. I owe £2500 in my name, my husband owes £35,500 in his name. The benefits dont even cover our household expenses so there is no disposable income. We jointly own a quarter share in a house under a shared ownership scheme with a housing asociation. The mortgage on this was paid off with money given to me as a gift by my father, but it went through our joint account and the house is in both names. If my husband should go bankrupt what happens about stuff we jointly own, including the house? I have M.E. and my autistic son in his twenties also lives with us - if he is forced to sell our quarter what happens about us, and being re-housed? Do I get to keep my own benefits/share of benefits? Help please, I am in tears. |
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frosie90
Junior Member
285 Posts |
Posted - 13 June 2009 : 20:36:55
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Hi Grace.hl, hold on in there. There are plenty of experts on this site as well as people who have gone through experiences. Someone will come along who will help guide you. I have found so much help. There will be a solution for you. Good luck.
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shazzles
New Member
79 Posts |
Posted - 13 June 2009 : 22:19:53
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dont worry yourself Grace, you are not alone anymore. One of the experts will be along to help you soon. We are all here to help! :o)
quote:
Originally posted by Grace.hl
Hello, my husband was recently sacked from his job. I am a carer receiving only carers allowance, my husband gets Jobseekers including an amount for me and a carers premium because I am a carer. I owe £2500 in my name, my husband owes £35,500 in his name. The benefits dont even cover our household expenses so there is no disposable income. We jointly own a quarter share in a house under a shared ownership scheme with a housing asociation. The mortgage on this was paid off with money given to me as a gift by my father, but it went through our joint account and the house is in both names. If my husband should go bankrupt what happens about stuff we jointly own, including the house? I have M.E. and my autistic son in his twenties also lives with us - if he is forced to sell our quarter what happens about us, and being re-housed? Do I get to keep my own benefits/share of benefits? Help please, I am in tears.
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Edited by - shazzles on 13 June 2009 22:22:12 |
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frosie90
Junior Member
285 Posts |
Posted - 13 June 2009 : 22:35:54
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Hi Grace, like Shazzles said, you are not alone. You may find you dont get much response immediately but dont be disheartened. Advice will come through thick and fast, just give it a while.
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 14 June 2009 : 13:38:31
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Hi
Why dont you post the same on the sister site - Iva.co.uk their are some experts on their too who will be able to help you out
Stu J Byron |
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| bankruptcyhelp.org.uk Forum |
© bankruptcyhelp |
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Help please, I am in tears.
