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sjbyron
Average Member
United Kingdom
746 Posts |
 Posted - 20 June 2009 : 14:01:00
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Hi
Well I spoke to Coop and the reaally nice lady said that their system is showing that I have visa Electron and the 4508875 IS an electron identifier, she apologised and said that this has never happened befure with a visa debit card being printed with an electron number she is going to speak to card services on Monday and ring me back, she said that either the 4508 will get changed to Debit or the card will get reissued as 4988 which is Debit.
She also explained the cashminder 3 strikes system and said that if I have a problem with a direct debit ring them up and they can cancel and then reinstate it later.
Im starting to get really impressed with Coop again, Ive moved my 4 direct debits over to them, just need to blag think for this month.
Will keep you posted when I hear back on Monday.
Stu J Byron |
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trish37
Junior Member
170 Posts |
Posted - 22 June 2009 : 19:44:56
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Hi Stu,
Have you got any more news on this?
I am waiting for my "Visa Debit" and am curious as to if it is actually on or a dressed up Electron Card
Trish
BR 30/03/2009 |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 22 June 2009 : 20:01:18
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Hi
its a dressed up visa Electron, coop are insistent that the number is the same but is actualy a debit card and its the merchants fault, - doubt that, so yes its a dressed up visa electron card, I dont think coop are as ethical or customer led as they lead us to believe
Stu J Byron |
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trish37
Junior Member
170 Posts |
Posted - 22 June 2009 : 21:34:30
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Thanks:)
Trish
BR 30/03/2009 |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 22 June 2009 : 21:52:54
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I can't see how you can say the Co-op isn't ethical when they are the only bank who regularly open accounts for bankrupts and offer a debit card (I don't care if it's debit or Electron). If more of the banks followed their lead then one of the problems of BR would be solved.
To be honest even if I hadn't been bankrupt I would stick with the Co-op due to their ethical policies as I quite like the idea that my money isn't being invested in some dodgy overseas regime.
Regarding the debit card, they are saying there is an error with yours - maybe we should wait until more people get them before deciding whether it's an error with one account or a flaw in the system.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
23 IPA payments made, 13 to go - on the home straight! |
Edited by - Skippy on 22 June 2009 21:53:37 |
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sjbyron
Average Member
United Kingdom
746 Posts |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 22 June 2009 : 22:09:21
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I have to say that most of the people on various forums who have posted about the Co-op bank have nothing but praise for them. I am seriously considering changing.
If you are really not happy with them, why don't you just stick to Thinkbanking which is clearly the best option for you.
The glimmer gets brighter all the time
Jan
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 22 June 2009 : 22:12:05
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Thanks for that Stu. I will still stick with the Co-op as I do like their ethical policy, and I can't help thinking that most places will soon accept all debit cards once systems are updated. I've used my Electron in a lot of places that don't say they accept it without any problems.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
23 IPA payments made, 13 to go - on the home straight! |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 22 June 2009 : 22:30:03
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Thanks Jan and Skippy, its amazing how different people have different views of a bank, some praise Coop some dont, same with Thinkbanking.
At the moment I will stay with Thinkbanking but once discharged im going to try Lloyds.
Stu J Byron |
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Angie
New Member
United Kingdom
81 Posts |
Posted - 29 June 2009 : 16:35:46
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| I have nothing but Praise for the CO-OP Bank they took me in when no one else wanted to know and their staff are always so friendly too. I intend to stay with them always now. |
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leakie
Junior Member
United Kingdom
158 Posts |
Posted - 29 June 2009 : 17:24:33
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Hi all
I am with the co-op at the moment, I have found them helpfull
As Angie, has said, they took us in when no-one else was prepared too.
I also have a joint account with my wife( only me went BR) with LloydsTSB.
I thought that it would be closed down, but they let us keep it open as long as we sent the cheque book back.
We did not have an Overdraft at the time and a small amount of credit.
I don't know if tthis will help anyone who are about to become BR or not.
All the best
Leakie |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 29 June 2009 : 19:09:04
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Hi
Does aanyones elses internet banking with coop take 5 to 7 days to update itself with card transactions.
And has anyone got their new dressed up visa electron/debit card - is it 4508
Stu J Byron |
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leakie
Junior Member
United Kingdom
158 Posts |
Posted - 29 June 2009 : 21:07:17
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Hi Stu
I must admit I have not tried the internet banking yet,
But on the other side have had no probs
all the best
leakie |
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mick1972a
Junior Member
235 Posts |
Posted - 29 June 2009 : 21:36:38
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My internet banking takes a couple of days to update things that I have used my debit card for but the cashpoint is always update.
Mick |
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nicky35
Starting Member
United Kingdom
27 Posts |
Posted - 29 June 2009 : 22:10:09
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| Evening all, We too have noticed co-op takes a few days to update, but other than that we have nothing but praise for the bank, would recommend the co-op to anyone, they haven't made us feel awkward about our situation at all unlike the Halifax, whom have taken it upon themselves to treat us like something they've stepped in and wiped us off their shoe!! if my darn numbers came up on the lottery i'd never bank with Halifax again!! (yep ya got it not too keen on halifax) But had no problems with the cashminder account as of yet!! fingers crossed |
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Sparkle83
Junior Member
258 Posts |
Posted - 29 June 2009 : 22:30:52
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Yep, internet banking takes ages to update, but I keep all my receipts and write down everything I've spent, and whats gone in, so I always know exactly what I have left. I think this is part and parcel of having a fresh start, I've become more money cautious
Weeks of BR
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Topic |
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An update on the coop visa debit for Cashminder
