Well done on the ED. As far as the BR is concerned it is all over. Check the Insolvency Register to see that it shows you have been discharged and then in a month or two you can start to clean up your credit file.
Just reading a few old posts to gather as much info as I can (forewarned is forearmed and all that ) and came across the phrase "start to clean up your credit file"
Quick question on ED, maybe someone will know the answer ?!!
I was made BR in Dec 08 and started an IPA in January 09, however I was also then made redundant in February so the IPA was stopped after only one payment being made.
To date I have not returned to work and the IPA hasn't restarted, but I was given ED at the end of May 09.
Does anyone know whether the IPA will now be restarted on me returning to work (whenever that maybe) or whether that's it now ?
The IPA runs for 36 months from the 1st payment date so if your income changes any time before Dec 2011 you will need to inform the OR/RTLU and the IPA could start up again.
Once you have been discharged you don't need to inform the OR of any windfalls but you will need to inform them if your monthly income changes.
I thought that once you were discharged you couldn't get an IPA. I am presuming then that if you had one in the first place and you lose your job, then it can start up again if you become employed after discharge?
early discharge, is that it?is it all over?
Posted - 20 June 2009 : 22:04:31
) and came across the phrase "start to clean up your credit file"
