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JdC40
Starting Member
1 Posts |
 Posted - 15 July 2009 : 12:39:50
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| Which bank account can I hold in HSBC if im declared bankrupt? |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 15 July 2009 : 12:45:19
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I don't know if HSBC will allow any although they do have a basic account. You can give them a call and see if they will let you open an account but you should tell them that you are declaring/declared BR.
The Co-op is normally the best if you are BR. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 15 July 2009 : 15:43:11
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HSBC go through the insolvency register and have a policy of closing the bank accounts of anyone who is BR or in an IVA. I definitely wouldn't recommend opening an account with them - The Co-op and Barclays are the most BR friendly accounts.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
24 IPA payments made, 12 to go - on the home straight! |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 15 July 2009 : 17:29:15
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HSBC and First Direct tend to do this.
I wouldn't touch either with a ten foot barge pole. They are not a sympathetic bank.
The glimmer gets brighter all the time
Jan
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starboy
Starting Member
35 Posts |
Posted - 15 July 2009 : 18:06:27
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| My iva was with hsbc there closed it |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 15 July 2009 : 18:41:08
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Hi
absolute waste of your time to try to hold on to anything associated with HSBC.
Completely their loss.
The COOP on the other hand have an interesting strategy of attractting "Debt Free" people and hope to build a long term relationship with them.
One is obviously a switched on long term thinking bank the other is a global bank with great adverts of birds catching fish!
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
Real People ..... Real Debt Solutions |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 15 July 2009 : 19:37:06
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Barclays are known to close basic accounts if opened before bankruptcy, they did that to me, cooperative dont and they dont mind if you had debt with them that are included in the bankruptcy, they dont do that in ivas.
Barclays are also known to decline people and it is abit hazy about their link with barclaycard.
Cooperative are ok except for the debit card being a dressed up electron which can confuse retailers
their is thinkbanking too
Stu J Byron |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 15 July 2009 : 20:26:44
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I'd recommend the Co-op Cashminder account. It's a really good account and their customer service is excellent.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
24 IPA payments made, 12 to go - on the home straight! |
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Which bank account can I hold in HSBC
