Hi, firstly I would like to say a huge thankyou to gettingoutofdebt & john for all the sound advice . I have been discharged & it feels so good! £142.000 worth of debt off my mind at last. The problem I have now is trying to regain credit whilst hopefully repairing the damage that has been done ! I am trying to get car finance & wondered if any 1 has any suggestions of a company I can use?? I have been refused by 2 companies & I can't afford to keep applying & getting turned down because of further damage to my credit files ! any suggestions would be great .
They've had positive reviews on the IVA forum and although the interest rate is high they serve a purpose as a lot of people with less than perfect credit ratings wouldn't be able to get finance otherwise.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.