Just quick question and probably not strictly for this forum, but if 02 cancel my contract cos of my BR will I have to give back the phone, only had it 2 months and it's 1 of the latest.Not particulaly bothered but was just wondering.
Many people continue with their phone contract, but it all depends on the costs - you will only be able to calim a maximum £40 per month for a mobile phone and if your contract is more than that per month it may be better to cancel and have the shortfall under the contract (they will bill you for the remainder of the contract payments)included in the bankruptcy. You will then need to get a pay as you go phone.
If the contract is £40 or under you may as well continue with it, if there is no bankruptcy clause in the contract
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk
hi guys i have a work moblie phone that was given to me when i started work i didnt apply for this my work got it for me but the bills come to me were i have to pay for it then claim it back will i have to delcair this or not as not sure if its classed as mine or my works ?
Newbee - provided you are under the £40 allowance for a mobile phone you should not have a problem just explain to the OR you ahev a phone in your name thorugh your job.
Melanie Nicholas 28 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk
You should be fine Hallway. As long as you stay with the same company and just upgrade with them and keep up the payments, they don't credit check you.
I'm in an IVA and have just upgraded with O2 with no problems at all.
hi again melanie is the £40 allowance for each me and my husband or per family ?
i thing with my moblie phone is that i have a work one that cost me about £11 a mouth that my work pays and then i have my own one that is £40 a mouth should i be aloud these .