okay so my car is bought on options, and in the agreement it has a clause that if I go br they can take it off me. I have made 1 late payment in 2 years. So I understand that I probably will lose the car. However without it I can't get to work. I also understand that the OR can allow you an amount to purchase another more reasonable vehicle, is this right? My question is this, is there likely to be a period of time that I am without a car, or will they allow me a reasonable time to find a replacement before they take mine off me?