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BankruptC
Senior Member



1030 Posts

Posted - 04 August 2009 :  16:00:53  Show Profile  Reply with Quote
Hi again all,

Some of you will know I keep harping on about the fact a BRU was mentioned for us back in Sept 08 when we had our OR interviews and that we haven't heard anything about it yet.

Just to update that it's now 5 weeks till AD and we've still heard nothing, so although our fingers are still firmly crossed, we're hoping and praying nothing's going to come of it.

Please keep your fingers crossed for us too!

CG. x

sjbyron
Average Member



United Kingdom
746 Posts

Posted - 04 August 2009 :  16:30:59  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
My fingers and everything else is crossed for you, best of luck and not long now it will go fast


Stu J Byron
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 04 August 2009 :  16:38:26  Show Profile  Reply with Quote
I'd be very surprised if you heard anything now, but I'll keep everything crossed for you anyway x

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

25 IPA payments made, 11 to go - on the home straight!
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BankruptC
Senior Member



1030 Posts

Posted - 04 August 2009 :  16:39:05  Show Profile  Reply with Quote
Thanks alot Stu!

And huge (belated) congratulations on your expert status!

C. x
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BankruptC
Senior Member



1030 Posts

Posted - 04 August 2009 :  16:40:21  Show Profile  Reply with Quote
And thanks to you too Skippy!

I really hope you're right!

C. x
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sjbyron
Average Member



United Kingdom
746 Posts

Posted - 04 August 2009 :  16:42:09  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
Thanks Bankrupt C im really made up for getting it ive got an interview with CAB to be one of there volunteer advisors which includes debt advice

Stu J Byron
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 04 August 2009 :  16:42:24  Show Profile  Reply with Quote
Hi there,

Have read a number of your postings and was only recently BR on the 19th May - 8 and a half months to go...

I wish you well over the coming weeks and, of course, after your BR is discharged.

I am looking at the postings on this site every fday now - it is such a useful place to seek advice and share experiences

best regards, Richard
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BankruptC
Senior Member



1030 Posts

Posted - 04 August 2009 :  16:46:52  Show Profile  Reply with Quote
Thanks so much, Richard-this place was my lifeline when I went BR last Sept-it's such a great place for support. I hope the next 8 and a half months fly by for you!

Stu- That sounds great!! My fingers are crossed for your interview-let us know how it goes!

C. x

PS. Suzanne, if you're reading, do you have any further info on the likelihood of getting a BRU so late at all? Thanks!
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Suzanne
Average Member



United Kingdom
869 Posts

Posted - 04 August 2009 :  16:52:00  Show Profile  Visit Suzanne's Homepage  Reply with Quote
Hi BankruptC

It's too late for them to do a BRU now. They have to have got it signed off within 9 months and that has gone passed by now, especially if they haven't interviewed you again.

Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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BankruptC
Senior Member



1030 Posts

Posted - 04 August 2009 :  16:57:21  Show Profile  Reply with Quote
Thanks Suzanne,

I've read the following ont he IS site:


'If the official receiver takes longer than 9
months from the date of the bankruptcy order to
finalise his report, he will apply to the court for a BRO and will write to tell you he has done so.
You will receive this letter at least 6 weeks before
the court hearing date. The letter will include a
copy of the application to court, the report, and
supporting evidence giving details of the alleged
misconduct. This letter will inform you of the
hearing date and of the period that the official
receiver suggests the BRO should last.
You will be asked to acknowledge receiving the
documents on a form that you should return to
the court within 14 days.'

Is this unlikely to happen? I get the impression this may be quite rare, am I right? Especially as we haven't had a 2nd interview or anything, like you mentioned.

Thanks so much for your input-it's so helpful.

C. x
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Suzanne
Average Member



United Kingdom
869 Posts

Posted - 04 August 2009 :  17:02:58  Show Profile  Visit Suzanne's Homepage  Reply with Quote
If you haven't even had a second interview they cannot go to court and claim misconduct they haven't even put to you , as you have not had the opportunity to explain your reasons etc.

I would put money on you getting an automatic dischage on your 12 month anniversary.

Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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BankruptC
Senior Member



1030 Posts

Posted - 05 August 2009 :  15:41:28  Show Profile  Reply with Quote
Thanks Suzanne,

I hope and pray you're right!! :-)

C. x
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