Trouble is I have only been on this contract for the last month (it is a 3 month contract) so I have no account history yet.
The reason I am contracting is that I lost my permanent job after my employer sacked me for becoming bankrupt (nothing to do with my role with them).
I know that once this contract is over I will undoubtably have a gap until I find a new position and without being able to have some savings I will be back to square one. Even worse would be if the OR wants to take a cut out of anything I could save prior to finding a new position...