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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
 Posted - 06 August 2009 : 22:23:57
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Helen
if you need to speak to someone before the OR interview you can call our emergency out of hours number tomorrow morning for a chat. I will have it routed to me from 8 am if that helps
paul
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
Real People ..... Real Debt Solutions |
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sjbyron
Average Member
United Kingdom
746 Posts |
Posted - 06 August 2009 : 22:24:16
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My OR interview lasted all of 10 minutes i think it helps that:
A. You took professional advice from Harrington Brookesss
B. You had a DMP so have tried to make reasonable payments
Best of luck for tomorrow and please let us know how it goes
Stu J Byron |
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helen_w5
New Member
79 Posts |
Posted - 06 August 2009 : 22:51:45
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Thanks everyone - im so unbelievably scared! How long will it take for them to decide if i have been reckless? When would i hear about a BRO?
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 06 August 2009 : 22:52:47
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Good luck Helen - I don't think that you have anything to worry about.
The glimmer gets brighter all the time
Jan
xx |
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helen_w5
New Member
79 Posts |
Posted - 06 August 2009 : 22:57:50
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kallis3 do you really mean that?
I took the loan whilst still living at home and then due to family problems - my brother is terminally ill - I had to move out of home basically because the stress of the situation with my brother was making me unwell, therefore my bills increased massively. I managed to continue to pay from moving out in October until May this year but then it all got too much and i couldnt pay anymore :(
I never wanted to default on any credit, it was just i was dealt a bad deal |
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helen_w5
New Member
79 Posts |
Posted - 06 August 2009 : 23:14:03
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Reviva - what is the number i can contact you on?
My phone does not allow chargeable calls ie 0800 or 0845
Are you able to call me by any chance? |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 06 August 2009 : 23:19:28
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I think you will be fine - this time tomorrow you will wonder what all the fuss was about.
0800 calls are free. You can always check on the site Saynoto0870 and if you have an 0870, 0845 type number, you can usually find a geographical number for it on there.
Paul won't be allowed to post his number on here.
The glimmer gets brighter all the time
Jan
xx |
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helen_w5
New Member
79 Posts |
Posted - 06 August 2009 : 23:24:44
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Thanks kallis3 - i cannot call 0800 from my mobile as it is chargeable :(
I do not have a landline phone .....
I hope you are right about the OR tomorrow - will he tell me tomorrow if he is giving me a BRO? |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 07 August 2009 : 08:39:44
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Some mention that it may happen at the interview, some don't.
Good luck, it'll be over soon x
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
25 IPA payments made, 11 to go - on the home straight! |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 07 August 2009 : 09:01:59
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i know it is a little late now but there is a non 0845 out of hours emergency number on the contact us page
hope it goes well
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
Real People ..... Real Debt Solutions |
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helen_w5
New Member
79 Posts |
Posted - 07 August 2009 : 11:13:26
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Hi guys!
Just to let you know that the OR interview could not have gone better! It was AMAZING!!! The OR was so nice and professional and totally understood why I was in the situation I was - he helped me with all the questions and was very easy to talk to. He only really asked me about the two big debts and I easily explained them and he seemed totally happy with my answers.
At the end of the interview he said "Ok Helen that is the end of the interview, you wont hear from us again unless you receive early discharge which is a possibility".
I am so happy I literally cried!!!
Im almost scared to relax incase something happens to mess it up :) |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 07 August 2009 : 11:26:39
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Excellent, I'm really pleased for you xxx
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
25 IPA payments made, 11 to go - on the home straight! |
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helen_w5
New Member
79 Posts |
Posted - 07 August 2009 : 11:29:02
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Thanks Skippy3
Do you think that is it now then? Do I just sit back and wait for discharge now? Or might something else go wrong? |
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Karen Jane
Starting Member
United Kingdom
42 Posts |
Posted - 07 August 2009 : 14:10:57
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Hi Helen, I am so pleased it went well for you. I am not BR yet but I am sure I will feel as you did about the OR interview when it happens. Try to relax now you have done the hard bit and if there is anything else you will be able to deal with it as you have got this far. Take care and all the best for your debt free future.
Karen x |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 07 August 2009 : 14:38:02
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well done!
Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
Real People ..... Real Debt Solutions |
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Topic |
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Hello - can anyone help with this?
