my iva faild in june.got my first call from one of my crediters/Am saving up for b/r but told them i was going c/advice should i have told them .I THINK there are debt service what can there do
I dont really think it matters if you tell them you are going bankrupt or not.
I told one of my creditors and nothing happened whilst i was saving to go BR. I suppose it depends how long ago it was they had any payments before they take any further action.
Some of my creditors had not been paid for 6 months upto us going BR so depending on how long they have not been payed for you will prob just get calls and letters.
Mick
PS did you not have anything in your agreement that you would be made BR if your IVA failed