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beermonster
Starting Member

17 Posts

Posted - 06 September 2009 :  16:00:34  Show Profile  Reply with Quote
Hi

Which banks are the most sympathetic to bankrupts? I have a current account with Abbey and know it will befrozen when I declare myself bankrupt. I was wondering what to do about my wages being paid in, direct debits etc. Will they be sympathetic and will it only be forzen for a short time or will I need to open a totally new account? If so which bank?

gettingoutofdebt
forum expert



2418 Posts

Posted - 06 September 2009 :  17:32:41  Show Profile  Reply with Quote
If Abbey isn't one of your creditors then you could give them a call and see if they would switch your account to their basic account as this is normally all BR people are allowed.

As Housing mentioned the Co-op Cashminder is the account that most people, including myself, have and you shouldn't have a problem opening an account with them.
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sjbyron
Average Member



United Kingdom
746 Posts

Posted - 07 September 2009 :  00:12:22  Show Profile  Send sjbyron an AOL message  Click to see sjbyron's MSN Messenger address  Reply with Quote
Abbey arent Bankruptcy friendly, they will freeze your account but will also add charges for bounced standing orders / direct debits because they dont cancel them, that happened to me, so they became a creditor after adding £250 of charges in 3 weeks.


Stu J Byron
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nicdavies75
New Member



United Kingdom
63 Posts

Posted - 07 September 2009 :  07:27:48  Show Profile  Reply with Quote
Hi, theres also the Barclays cashcard account as well, which i have now.
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