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charlie44
Junior Member
231 Posts |
 Posted - 08 September 2009 : 15:57:59
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We are presently thinking of declaring BR, presently our bank account is with Nationwide, am I right in believing that we will have to change banks even though we dot owe any money to them?
I have seen a lot of people recommending the Coop Cashminder Account, should I open this type of account with them now or should I wait till the BR hearing has been completed. If opnening now will I have to tell them what wea re doing? Any help much appreciated. |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 08 September 2009 : 17:03:19
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| You could call Nationwide and see if they will keep your account open once you are BR but chances are it will be closed so I would open a Co-op account now. There is no need to wait until you are BR and it means you can move any DD's, salary/benefit payments over before BR. When you open the account just tell them that you are about to declare BR and there won't be any problems. |
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charlie44
Junior Member
231 Posts |
Posted - 08 September 2009 : 18:23:21
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| Thanks for the quick reply. Have done what you suggested and contacted them this afternoon. Have opened the account over the phone and explained to them that I am in the process of going BR. Everything was ok and he said I had been accepted for the account and the relevant paperwork will be coming out to me. The only thing I could not do over the phone, was make it a joint account but he said that would be done when it is open. Thanks for the help, much appreciated. |
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charlie44
Junior Member
231 Posts |
Posted - 14 September 2009 : 13:07:16
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| I applied for this account last Tuesday, but I still have not received anything from them. Does anyone know how long it takes for the paperwork to come through? |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 14 September 2009 : 13:42:28
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It can take up to 10 days to receive the account details. You could always give them a call just to make sure everything is ok but it should be fine.
With the amount of people declaring BR at the moment they are probably very busy. |
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charlie44
Junior Member
231 Posts |
Posted - 14 September 2009 : 14:05:20
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| Thanks for the reply. I will give them a couple of more days and if I have not received anything by then, I will give them a call. |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 14 September 2009 : 14:07:23
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Hi,
I had 7 accounts with Barclays when i went BR... I opened the Co-op Cashminder and that is fantastic - the bank is so friendly. (I only need 1 account at the moment!!)
Good luck whatever you do, Richard
"There are no problems - only solutions..." |
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charlie44
Junior Member
231 Posts |
Posted - 14 September 2009 : 14:45:23
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| Hi Richard, thanks for the good wishes, much appreciated. |
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BANK ACCOUNT
